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Apps For Your Finances
3 apps that can help you shore up your finances When it comes to managing your finances or looking for a new job or side gig, everything can be at your fingertips with the right apps on your smartphone. And at CESI Solutions, we’re especially excited to highlight a few of our partners who are […]
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What’s The Difference Between Short-Term and Long-Term Disability Insurance?
About 25% of Americans will suffer from a disability for at least a year before they reach retirement age. And 5.6% will have a short-term disability of six month or less during their working life, according to the Council for Disability Awareness. Knowing these statistics point to the importance of understanding the difference between short-term […]
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Online Piggy Bank: Digital Saving Apps
One of my most cherished childhood memories is going with my dad to the Philadelphia Savings Fund Society, a huge bank located in Center City. It was one of the tallest buildings in Philadelphia and was easily identifiable in the city skyline because the sign was a bright neon blue. The interior of PSFS was […]
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Treat Yourself: Frugal Self-Care Options for Valentine’s Day
As the calendar gets closer to Feb. 14, thoughts usually turn to our loved ones as we look for ways to express our love and celebrate Valentine’s Day. But this year, more than ever, we all need to remember to take the time for a little self-care too. Frugal self-care options are essential for those […]
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Use What You Already Have to Save Money
DOGGONE IT! I moved the large jar of peanut butter and found two jars of Kalamata olives. I had just purchased two more. Behind the two “found” jars of Kalamata olives, I found more peanut butter. Are you kidding me? Since the lockdown, I work from home and for some reason, I always think I […]
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A New Year, A New Way
Because I’ve been staying home more due to COVID-19, I became somewhat oblivious to when the seasons changed from summer to fall and then winter. By not being outdoors as much, I missed the normal markers; the changing of the leaves; the increasing amount of Christmas decor at malls; the red cups at Starbucks. Besides […]
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What is a Credit Builder Loan and How Does it Work?
A credit builder loan is a financial product best suited for consumers without a credit score or those with low scores. They provide an opportunity for those just getting started to build credit or for those with a negative credit history to demonstrate a positive payment history. Credit builder loans are typically not offered by […]
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6 Easy New Year’s Financial Resolutions
Last year was, well, rough with a pandemic, job losses, civil unrest and more. It’s no surprise that as we moved into 2021, nearly 40% of Americans expected they’d be in “survival mode” by 2021, according to the Fidelity Investments’ 2021 New Year Financial Resolutions Study. More than two-thirds of Americans faced financial setbacks in […]
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Talking With Kids About Money This Holiday Season
It has been a stressful year and some of us feel like we have been through the wringer. We adults have the advantage (or maybe not) in regard to this past year. We know why we can’t go to the grocery store without a mask. We understand why we can’t visit the grandparents’ home anymore. […]