-
Get the Party Started: Save on Kids’ Birthday Parties
If you have children, it seems to happen nearly every year as your child’s birthday approaches – the requests for an amazing birthday party. Birthday parties are expensive, and if you have a tight household budget, birthday parties may seem impossible to pull off. When you consider venue, food, goody bags, cake, and presents, it’s […]
-
Save Money on Childcare with a Babysitting Co-Op
We all love our kids, but let’s face it, parents need time away from their kids to run errands, manage appointments, pursue hobbies or have an occasional date-night. So, time away is a good thing for parents, but what about the high cost of reliable and safe childcare? Babysitters aren’t easily affordable in every family […]
-
Tips to Save on Back To School Essentials
Parents with kids in grade school through high school will shell out an average of $684 to prepare for the 2018-19 back to school – the third highest total since the National Retail Federation has been tracking the amount in its annual back-to-school survey. Shoppers, according to the survey, plan to spend the most on […]
-
Credit Cards and College Students
It’s seen as normal to carry debt in society today – everyone has debt, especially credit card debt. But what about credit cards and college students? Are young adults ready to handle the burden of credit card debt? A recent study reports that one in four college students leaves with more than $5,000 in debt, and one […]
-
5 Ways to Trick Yourself Into Saving Money
Saving money can feel difficult and sometimes even impossible. Many of us have admirable goals of getting out of debt and building our savings accounts, yet we struggle to make substantial progress. If you are determined to change your financial habits and save money every month, we’ve gathered a few tips to trick yourself into […]
-
Job Hunting? How to Answer the Dreaded Salary Question
The job search process is never an easy journey. If you’ve been job hunting, you are probably familiar with filling out applications for a dozen roles in the hopes that an interviewer or recruiter will contact you. Most forms ask for the same information: name, phone number, email, resume, cover letter, and so forth. However, […]
-
Budgeting for Unexpected Expenses
Planning and budgeting for the expenses that happen every month is typically simple and straightforward. But what about budgeting for Unexpected expenses? You know, the ones that creep up, seemingly without warning? Things like an accident, medical expenses or new tires for your car? We all have an idea of the amount we pay for […]
-
Earn Money with These Smartphone Apps
Let’s face it, interacting with our smartphones has nearly become a full-time job for many of us, and it’s a job that isn’t helping us earn money. Nearly all adults – 95 percent of us – own a cellphone, according to the Pew Research Center; and 77 percent of us have smartphones. And we’re all […]
-
Are Bi-Monthly Mortgage Payments a Good Idea?
Most homeowners pay off their mortgage by making monthly mortgage payments. In some cases, homeowners with a bit more financial flexibility will make larger payments than required in order to pay off their loan quicker. However, you may not be aware that you can choose to pay bi-monthly mortgage payments instead of monthly. To determine […]