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Category: App Posts

  • How Gratitude Can Change Our Financial Outlook

    Gratitude: noun The quality of being thankful; readiness to show appreciation for and to return kindness. During this extended season of the pandemic, I feel like I’ve lost all sense of time. The days of the calendar meant absolutely nothing to me. I’m one whose senses are the strongest indicator of what season I’m in […]

  • How to Budget for 2021 After a Year of Uncertainty

    This past year hasn’t been easy for just about anybody. The COVID-19 pandemic, historic job losses, racial unrest and a turbulent election season made for an incredibly challenging year, including on our wallets. Building a Budget for 2021 In October, the Congressional Research Service, part of the United States Congress, estimated that half of all […]

  • How to Cut Holiday Shopping Costs and Avoid Holiday Debt

    Americans will spend, on average, $805 on Christmas gifts this year, down from $942 in 2019, according to a new poll from Gallup. Nearly 30% of Americans say they plan on spending less on holiday gifts this year than last year. The drop and desire to cut holiday shopping costs is, no doubt, in large […]

  • While We’ve Been Watching Tiger King, Cyber Criminals Have Been Targeting Us

    Am I the only one who thought COVID-19 would bring out the best in cyber criminals and thieves—that the pandemic would remind them that life is short and they would see the error of their ways? Cyber Criminals Don’t Take a Netflix Break It didn’t happen. Instead of binging on Netflix and Hulu like the […]

  • Talking to Kids About a Job Loss

    The COVID-19 pandemic has sparked massive job losses since March. Some 15% of adults, according to a September report from the Pew Research Center, reported that they were laid off or lost jobs because of the global health crisis. Half of those people said they remained unemployed. Parents, in particular, have faced challenges. In an […]

  • Readjusting Financial Goals During Covid-19

    Here are some words and phrases being used frequently these days: “new normal”, “unprecedented” “like we’ve never seen before”, “in these uncertain times” and “uncharted territory”. None of us has ever lived through a global pandemic but we are learning how to adjust and shift with the times, but are we including our financial goals? […]

  • Virtual Holiday Celebrations With Family and Friends During Covid

    As the COVID-19 pandemic continues, health experts are recommending that we think twice about celebrating the upcoming fall and winter holidays with extended family. Those who are at increased risk for severe illness, including older adults and those with diabetes, heart conditions and other illnesses, should steer clear of traditional holiday celebrations the Centers for […]

  • Money Memes and Lottery Woes

    Money memes were around before the pandemic but it seems that now they’re hitting a little close to home and sometimes they strike my nerves with a sharpened accuracy. You might chuckle if you’re not in financial distress…or flat broke.  My husband and I are careful budgeters and are being fastidious about watching our income […]

  • 3 Ways to Improve Credit

    Part of getting your financial life back on track is raising your credit score. Follow these tips to improve credit and start your financial life anew.

  • Protecting Those Who Protect Us: Military Scams

    The men and women in my family have proudly served in every branch of the military. My grandad saw snow for the first time in France during WWI and my dad and uncles were stationed in Germany pre-Vietnam. My college roommate’s father was a Tuskegee Airman and even I was in the ROTC in college. […]

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