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Uncover the Energy Vampires in Your Home
Vampires likely are lurking in your home, but holy water and garlic will do nothing to save you from them. We’re talking about energy vampires, the appliances and electronics that drain electricity when they are plugged in, but not actively in use. Think about your furnace during the summer, for instance, or your TV when […]
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Tips For a Budget Friendly Staycation
More than half of Americans plan on taking a summer vacation, but a good number of us have no summer break plans at all. According to a 2017 poll from The Associated Press-NORC Center for Public Affairs Research, 43 percent of American have no plans for a big vacation, mostly because they simply can’t afford […]
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Six Ways to Make Braces More Affordable
The crooked front teeth and massive overbite were probably a clue. But, for many parents, the news that your child needs braces and the details about just how much it’s all going to cost can cause anxiety and prompt you to wonder if there is a way to make braces more affordable. Ready for some […]
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Frugal Family Fun: 5 Ways to Save on Summer Family Entertainment
Looking for simple ideas for frugal family fun? Now that schools are emptying out for the summer, many families are scrambling to figure out how to keep their kids occupied during the long days without emptying their wallets. Arranging for frugal family fun doesn’t have to be an overwhelming task. There are plenty of ways […]
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Ready to Cut the Cord on Cable?
Feel like your cable bill just keeps going up and up and up? It is. Are you ready to cut the cord on cable? You’re not alone. According to S&P Global Market Intelligence, cable and satellite TV bills have shot up 53 percent since 2007 to $100.98 last year. Providers plan more hikes over the […]
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15 Simple Ways to Save Money
Are you looking for simple ways to save money? No matter how old you are, you can benefit from cutting costs and strengthening your personal finance goals. The idea of penny-pinching might not sound too appealing but stories abound of people who learned to be frugal and went on to enjoy financial success simply because […]
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Helping Teens Learn About Money
They may be just a handful of years away from adulthood, but many teens have no clue about seemingly simple money matters. If you parent, chances are you’re going to have to take on the task of helping teens learn about money. A recent global study, which included teens in the United States, found that […]
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How to Help a Friend Who Is Struggling Financially
Sometimes it’s hard to know exactly how to help a friend who is struggling financially. Here are ways you can ease a friend’s financial burden.
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Your Debt to Income Ratio: What It Means and How It Affects You
Updated April 2020 When looking to open a new line of credit, particularly if you’re applying for a mortgage, the question of how well you’re managing your debt to income ratio may come up. A good debt to income ratio improves your chances of being approved for a mortgage, while a poor ratio can disqualify […]