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The Prepaid Credit Card: How Does It Work, and Is It a Good Idea?
Have you considered using a prepaid credit card? If you have, but you’re not quite sure how they work, here are some of the pros and cons of using them. What Are Prepaid Credit Cards? Prepaid cards are basically the offspring credit cards and debit cards. They look just like any normal credit card, with […]
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What Are Interest Rates?
“What are interest rates?” is a question that anyone who’s heard the financial news or read a credit card statement has asked at some point.
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Banking Basics 101: Online Banking
For those of you that have been sold on the idea that you do need the services provided by a bank, and those of you who have been banking for a while, we all have the same issue; how do I track my accounts and spending? Overdraft fees on average are going to cost you […]
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Banking Basics 101: Interest Matters
It would seem that the decision to put your money into an interest bearing account would be a no-brainer, but often times a no-interest checking account will be more cost effective. Having said that, how do you decide what interest bearing accounts to put your hard earned money into? One issue with interest-bearing accounts is […]
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Banking Basics 101: Alternatives to Traditional Banks
I’m sure that if you have been reading our posts on banking (Banking Basics 101 Part 1, Part 2, Part 3, Part 4) that you know where I stand on banks. You need the assistance and the power that banks are able to offer to really make your money work for you. Making your money […]
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Banking Basics 101: How to Choose the Right Account
In my previous post we looked over some of the most basic concepts of banking. Now it is time to take our knowledge a bit deeper. I’m confident that my last post on the basics of banking has not only convinced you that banks are a safe place to store your money, but they also help […]