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COVID-19 Financial Resources for Consumers
Updated September 1, 2020 We understand that these are concerning times for consumers. As communities continue to require the closure of businesses, schools and other public facilities or events, jobs are being put at risk every day. While these drastic actions are important to help reduce exposure and illness, it also comes with a great […]
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Managing Personal Finances Doesn’t Have to Be Time Consuming
Americans have the best of intentions when it comes to managing personal finances, but few are actually taking the time to focus on how they’re spending their money. According to a survey conducted for the Northwestern Mutual’s 2019 Planning and Progress Study, nearly 50% of survey respondents said having a financial plan for the future […]
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Moving From Financial Illness to Financial Wellness
I came across a meme on Pinterest that literally stopped me in my tracks. It said, “If you don’t make time for your wellness, you will be forced to make time for your illness.” #readthatagain Why Financial Wellness Matters The truth of it was simple and clear and could apply to so many areas of […]
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Do You Need Life Insurance?
More than half of Americans (54 percent) have life insurance, according to a 2017 survey, but nearly one in three say they need more. What’s holding them back? Knowledge and finances. According to Life 2017, a survey released by LIMRA, an international research group, 4 in 10 consumers say they have no life insurance because […]
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7 Items to Consider for Your Year-end Financial Checklist
For many of us, the focus in December is on holiday shopping and parties and family traditions. And while those rituals typically include tree decorating and hot chocolate sipping, you probably should add another to your year-end list: a financial review. Now is the time to take a step back and assess your financial health, […]
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CESI’s Guide to Planning for a Natural Disaster
Nobody wants to think it could happen to them, but natural disasters and weather events happen across the world every year. No matter where you live, there is a chance that your area or your home could be involved in some type of natural disaster that impacts your life. Planning ahead for these types of […]
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How Much Emergency Fund Do I Need?
Everyone should have an emergency fund. No matter what your financial situation is, whether you have accumulated debt or are comfortably budgeting all of your expenses, there is always a benefit to having money set aside for an emergency. While most people agree that having an emergency fund is wise, they may ask “how much […]
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4 Question to Ask Before Launching a Home-Based Business
As wages stagnate and Americans look for new ways to supplement their household income or escape the 9-to-5 life, the small home-based business is booming. According to the most recent numbers from the U.S. Census Bureau, there were 23 million businesses without paid employees in the United States in 2013, up 24 percent from 2003 […]