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Should You Hire a Credit Repair Company to Repair Your Credit?
When you are working to pay off debt and rebuil your credit, it is common to ask,“Should I hire a credit repair company to get the job done faster?” We’ve all seen plenty of ads on TV and websites on the Internet that promise to rebuild your credit quickly. Is it possible to pay someone […]
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College Students and Credit Cards – Good and Bad News For Parents
College students are racking up student loan debt at record levels, but, when it comes to college students and credit cards, it turns out they are pretty cautious spenders. That’s the good news! A Sallie Mae report found that nearly two-thirds of college students pay their credit card balance in full each month and 26 […]
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How does Peer-to-Peer Payment Work?
Life happens. You’re out to dinner with a friend and when the bill comes, you realize your wallet is at home. Or, maybe it’s vice versa. Perhaps your cousin owes you some money for a joint family gift you purchased for grandma. Cash and checks still work, but, more often, people are relying on electronic […]
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Have You Checked Your Credit Score Lately?
New credit score changes give some a boost, others a setback Big changes to the way your credit score is calculated are good news for some people – and not so great news for others. It gets complicated, but here’s the skinny: VantageScore, a credit scoring system that is used by the three major credit […]
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Ready to Get Out of Debt?
Looking for Debt Relief? Most Americans are eager to get out of debt because they have some kind of debt – a mortgage on the house, car payments, student loans and, of course, the kind that can quickly get out of hand – credit card debt. Let’s just consider credit card debt on its own. […]
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How Does Credit Card Dispute Work Infographic
Have you ever found charges you did not make on your credit card? Or, have you been billed for merchandise you did not receive? Have you ever experienced a payment not being posted to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the credit card dispute […]
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5 Money Mistakes You Might Be Making
Being an adult is hard work. Being an adult without making money mistakes is even harder work, especially if you are just starting out as a young adult working on your career and learning how to handle financial responsibilities. We’ve all made some mistakes along the ways, and you are likely to make money mistakes […]
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4 Ways To Build Financial Maturity
Being capable and mature with your finances can make your life better, both now, and in the future. Managing your money well is a significant sign of financial maturity, and being financially mature can help you avoid a lot of problems. If you are looking to build financial maturity, here are four simple ways you […]
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Deferred-interest Credit Cards – Too Good To Be True?
Big risks possible with ‘deferred interest’ credit cards The next time you’re offered a “great deal” on a credit card that puts off interest payments until months or years later, it might be best to just walk away. Popular at mall shops, appliance and furniture stores and big box retailers, these deferred interest credit cards […]
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How to Avoid Debt Mistakes
Even if you have good intentions, you can still fall trap to debt mistakes. Avoid making some of the worst mistakes with your finances.