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Credit Card Debt Settlement: Tips for Negotiating
If you are having serious financial difficulties and aren’t able to pay all your debts, it may be worthwhile to negotiate a credit card debt settlement.
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Debt Consolidation, Debt Management Plan, or Bankruptcy? What You Need to Know
Many people in debt may believe bankruptcy is their only solution. But there are other options. Here’s what you need to know.
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Credit Card Balance Transfer: Five Things to Consider First
To transfer or not to transfer? That is the question! Look over your balance transfer offers carefully before you make any decisions.
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Get Help with Paying Off Debt with These Free Online Resources
Are you ready to take control of your finances or get out of debt? Here are four free easy-to-use online resources for help with paying off debt.
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What Are Interest Rates?
“What are interest rates?” is a question that anyone who’s heard the financial news or read a credit card statement has asked at some point.
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How to Get a Lower Credit Card Interest Rate with Internal Hardship Programs
Getting a lower interest rate on your credit card is not always easy, but it is possible. There can be huge advantages to getting your interest rates lowered; find out how to do this with these simple steps. Whenever a client calls our company for credit counseling, we always recommend self-management as an option for […]
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Credit Card Debt: Fast Facts
Credit card debt is tough. While the facts below may not put a smile on your face, they may help reassure you that you are not alone in your journey to live debt-free. 80% of American households have at least one credit card. (Source: www.cardweb.com) Total credit card debt in the United States: a whopping $800 […]
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Men vs. Women: Debt and Spending
Men and women are united in their struggle to stay out of debt and be responsible with money, but there are gender differences in how they handle debt and spending. So who comes out on top in the battle of men vs. women: debt and spending? While there isn’t much published research on gender differences […]