User's blog

Category: Credit Counseling

  • What’s the Difference Between Debt Settlement and Debt Management?

    If you are struggling with debt you may be wondering: what’s the difference between debt settlement and debt management to pay off debt? On the surface they may seem similar, but in reality,they’re very different. Understanding Your Debt Relief Options There are a lot of options out there when looking for debt relief. Debt settlement, debt management […]

  • Why Non-Profit Debt Relief Matters

    If you’re looking for non-profit debt relief, you may have noticed that there are a lot of companies and services competing for your attention. In the online space, there are many competitors offering debt relief options. Some of them are helpful and some could take advantage of you during a vulnerable time. So how do […]

  • 6 Easy New Year’s Financial Resolutions

    Last year was, well, rough with a pandemic, job losses, civil unrest and more. It’s no surprise that as we moved into 2021, nearly 40% of Americans expected they’d be in “survival mode” by 2021, according to the Fidelity Investments’ 2021 New Year Financial Resolutions Study. More than two-thirds of Americans faced financial setbacks in […]

  • Talking to Kids About a Job Loss

    The COVID-19 pandemic has sparked massive job losses since March. Some 15% of adults, according to a September report from the Pew Research Center, reported that they were laid off or lost jobs because of the global health crisis. Half of those people said they remained unemployed. Parents, in particular, have faced challenges. In an […]

  • Good and Bad Debt: Understanding the Difference

    When you’re considering borrowing cash, there’s a lot to think about. You may have a lot of questions, but let us at CESI Solutions help guide you.

  • How to Get Financial Relief During COVID-19

    A new report from TransUnion, the consumer credit reporting agency, underscores the enormous challenges facing American consumers as the pandemic continues. Many are looking for financial relief during COVID-19. In July when the survey was taken, 77% of respondents were concerned about being able to pay future bills and loans and forecasted an average budget […]

  • Why A Debt Consolidation Loan May Not Be the Best Answer

    When you’re in debt, a debt consolidation loan can seem like the best solution, but it could create more problems than it solves.

  • How to Snowball Debt

    If you’ve ever made a snowball before, you know how it works. It doesn’t take a massive amount of snow, at the start, to build that snowball. Instead, you start small, with a handful of the white stuff that you roll and roll in the snow until it becomes just the right size to throw […]

  • Facing a Sudden Financial Crisis

    If you’re listening to the news for any portion of the day recently, you’ll hear words like unprecedented, unparalleled, unusual and abnormal to describe our current situation.  I’ll bet you remember other situations that have taken us by surprise but we have endured and this will be no different. Normally our blog features money topics […]

  • Get Debt Help From a Nonprofit Credit Counseling Agency

    If you are struggling with debt, credit counseling can help you figure out the best course of action to take to help you get your financial life in order.

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