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5 Personal Finance Myths Debunked
Financial advice from family and friends may not necessarily be based on facts. Here are five personal finance myths debunked.
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5 Ways to Negotiate a Partial Payment on a Loan
Falling behind on loans and dealing with collectors can be extremely stressful and scary. Here are five easy steps to negotiate partial payments on loans.
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The Prepaid Credit Card: How Does It Work, and Is It a Good Idea?
Have you considered using a prepaid credit card? If you have, but you’re not quite sure how they work, here are some of the pros and cons of using them. What Are Prepaid Credit Cards? Prepaid cards are basically the offspring credit cards and debit cards. They look just like any normal credit card, with […]
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Consider These Payday Loan Alternatives
Look for payday loan alternatives before you commit to a high-interest loan.
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What Happens When You Declare Bankruptcy?
Wondering what happens when you declare bankruptcy? Find out which debts can be forgiven, which can’t, and how long the bankruptcy will affect you.
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Credit Card Balance Transfer: Five Things to Consider First
To transfer or not to transfer? That is the question! Look over your balance transfer offers carefully before you make any decisions.
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What Are Interest Rates?
“What are interest rates?” is a question that anyone who’s heard the financial news or read a credit card statement has asked at some point.
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How to Handle Debt Collectors: What to Do When They Call
Don’t panic if collections agents call. Once you know how to handle debt collectors, you can feel feel confident and avoid scams.
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Why Having a Good Credit Score Matters
Your credit score is a three-digit number that sums up your financial life. The better your score, the better the rate you’ll get on loans and credit.