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Stay on Top of Holiday Credit Card Debt
During the holidays, your credit card can be your best friend or your worst enemy. Make the most of your spending without going too deeply into debt.
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Good and Bad Debt: Understanding the Difference
When you’re considering borrowing cash, there’s a lot to think about. You may have a lot of questions, but let us at CESI Solutions help guide you.
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Wondering How to Spend the Next Stimulus Check if it Comes?
This spring, as the COVID-19 pandemic worsened, Americans got a boost in their bank accounts in the form of government stimulus checks. Qualifying adults received up to $1,200, along with another $500 for each child 16 and under. The goal was to encourage spending and limit any financial stress that consumers were facing as furloughs […]
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Money Lessons from Mom and Dad
Saving money for a rainy day? Clipping coupons? Chances are those are money lessons you learned from your parents. Do you have a budget? Most likely, you watched your mom and dad follow a budget while you were growing up. Donate money and other items to charity? You probably didn’t come up with those traits […]
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How to Get Financial Relief During COVID-19
A new report from TransUnion, the consumer credit reporting agency, underscores the enormous challenges facing American consumers as the pandemic continues. Many are looking for financial relief during COVID-19. In July when the survey was taken, 77% of respondents were concerned about being able to pay future bills and loans and forecasted an average budget […]
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Manage Your Money Better with Budgeting Tools
So, you’ve made the decision to manage your debt. Congratulations! Now what? Great question. First, you’ll need tools. Before deciding which tool to…
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Credit During Covid-19
With all the daily details we have to pay attention to, we really don’t need one more thing to keep track of, but have you thought about your credit during Covid-19? I know—it’s been five months since the initial sheltering in place order and we’re still in the middle of a pandemic that seems never-ending—but […]
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How Your Emotions Impact Spending
We know that our money is an extension of us. It doesn’t float around independently, saving itself, is spending itself or giving itself away. Our attitudes and priorities can be found in our money. Our emotions impact spending. One financial expert says that he can tell the kind of person he’s dealing with by looking […]
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Budgeting 101: Why is a Budget Important?
Learn how to make a budget to help secure your financial future. Budgeting helps you manage debt and expenses.
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Why A Debt Consolidation Loan May Not Be the Best Answer
When you’re in debt, a debt consolidation loan can seem like the best solution, but it could create more problems than it solves.