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How to Recover from Financial Infidelity
Some of us are keeping secrets from our partners — and it’s not about a significant other in the wings. Your relationship could be suffering from financial infidelity. Nearly one in five U.S. adults who are in a live-in relationship are hiding a checking, savings or credit card account from their partner, according to CreditCards.com’s […]
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Smart New Year’s Resolutions: Set Yourself Up For Financial Success
A new year, a new you. Have you made a New Year’s resolution? Keeping your resolutions is possible, if you make a plan for success.
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Breaking Free From Emotional Spending: Part 1
We are whole integrated beings and everything that we do involves our whole selves. Just the simple act of breathing includes our nose, nostrils, lungs, diaphragm and some chest muscles. Our emotional life is tied to our thoughts, memories, good and bad experiences, preferences and desires. What we choose to wear, eat, watch on television […]
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Thankful for Good Debt?
Debt is a huge drain on many Americans. In fact, American household debt hit a record $13.21 trillion in 2018. But, believe it or not, not all debt is bad. Some forms of debt can be classified as “good debt” – or debt that provides us with advantages – as long as we don’t abuse it. In […]
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Don’t Want Debt During The Holidays? Stay Off Social Media!
There’s an easy way to avoid going into debt during the holidays — if you can stay off your phone during the shopping season. According to a Credit Karma survey, about 22% of Americans go into debt during the holidays to buy gifts for friends and family. And nearly 70% said technology is making it […]
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Credit Counseling & Credit Card Consolidation—What’s the Difference
When you’re struggling with debt, there are a number of options for help, such as credit counseling and debt consolidation. Which option is right for you?
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5 Scary Money Mistakes That Could Come Back to Haunt You
There’s a chill in the air and Halloween decor is popping up everywhere we look. For retail stores, the holiday season kicks off at Halloween and doesn’t slow down until after Christmas. From a money perspective, the months of October, November and December can be scariest time of year, leading to debt in January. We’ve […]
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Should I Get a Store Credit Card?
“Would you like to save 15 percent on your purchase?” It’s a rare person who’d say no to that! But, that seemingly innocent question is typically followed by an offer to open a store credit card. You may be wondering, should I get a store credit card? On the surface, the offer could seem like […]
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What are the Risks of Cosigning?
What are the risks of cosigning? If you’ve been asked to cosign a loan for a friend or family member, you may have questions. It’s possible you have heard horror stories regarding cosigning – and there are plenty out there. It’s also possible that you don’t think cosigning is a big deal at all. Cosigning isn’t […]