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How Do You Refinance a Car Loan?
Many drivers do not realize that they can refinance their car loans in much the same way they would refinance their mortgages. The amounts may be lower and the terms may be shorter, but the two refinancing processes work in much the same way. So how does refinancing a car work? Unless you paid cash […]
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Have You Checked Your Credit Score Lately?
New credit score changes give some a boost, others a setback Big changes to the way your credit score is calculated are good news for some people – and not so great news for others. It gets complicated, but here’s the skinny: VantageScore, a credit scoring system that is used by the three major credit […]
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Ready to Get Out of Debt?
Looking for Debt Relief? Most Americans are eager to get out of debt because they have some kind of debt – a mortgage on the house, car payments, student loans and, of course, the kind that can quickly get out of hand – credit card debt. Let’s just consider credit card debt on its own. […]
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Credit Report Dispute – A How To Guide
Credit Report errors are not uncommon. In fact, A 2013 Federal Trade Commission study found 1 in 5 consumers have errors on their reports. Those odds should make any of us want to check our reports to see if credit report dispute is needed. While you can’t stop errors from being made, credit report dispute […]
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5 Reasons Why Financial Education Matters
It doesn’t matter how young or old you are, learning as much as you can about finance and about making good money decisions can help you now and later.
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How Does Credit Card Dispute Work Infographic
Have you ever found charges you did not make on your credit card? Or, have you been billed for merchandise you did not receive? Have you ever experienced a payment not being posted to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the credit card dispute […]
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Payday Loans and Cash Advance: How Are They Different?
Because there are so many different names for short-term loans found online, it can be difficult for consumers to know the differences between them. This is especially true when it comes to payday loans because of the various names used interchangeably to describe the same product. However, to help you understand better, here is a […]
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Should You Loan Money to a Family Member?
Should you loan money to a family member? Lending money to a member of your family is tricky at best, and a terrible idea at worst. At some point in your life, you are likely to find that someone you are close to falls upon hard times. It’s possible that they might ask for some […]
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5 Money Management Lessons to Teach Your Kids
Most parents are quick to teach their kids about staying safe and being polite, but valuable life lessons about money can seem more daunting. However, parents are a child’s biggest influencers when it comes to money – after all, you’re their only role model when it comes to spending and saving your hard-earned cash – so it’s important […]
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Handling Debt After Death – What Do I Need To Know?
How to handle debt when a spouse, close family member dies Perhaps it was an extended illness. Or, maybe it was a sudden loss. Either way, the death of a spouse or close family member can be a shock to the system – emotionally, of course, but also financially. For women, the experience can be […]