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How to Pay For Medical Bills
Anything that requires medical treatment can be stressful. If you add in the stress of the financial burden that medical bills can take, it can become a bit overwhelming. You do not have to panic about how to pay for medical bills. Whether you have medical insurance or if you are paying on your own, […]
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Five Signs it Might be the Right Time to Ditch Your Car
There’s a movement growing in many of America’s cities today. Young people especially are asking whether it truly makes sense to own a vehicle. The costs of vehicle ownership are high. Between car payments, insurance costs, gas, taxes, and maintenance, you can end up paying $10,000 or more per year just to own a car. […]
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Bankruptcy Filings Drop in 2016
The American Bankruptcy Institute had some good news to share early this year: In 2016, the total number of bankruptcy filings dropped 6 percent when compared to 2015. Commercial filings did rise – by 26 percent, according to the nonpartisan group that’s dedicated to research and issues related to bankruptcies. But, overall, there are plenty […]
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Deferred-interest Credit Cards – Too Good To Be True?
Big risks possible with ‘deferred interest’ credit cards The next time you’re offered a “great deal” on a credit card that puts off interest payments until months or years later, it might be best to just walk away. Popular at mall shops, appliance and furniture stores and big box retailers, these deferred interest credit cards […]
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Top 10 Posts of 2016
As a leading financial education and debt management provider, CESI is committed to providing informative content to consumers and clients through the CESI blog. As we begin a fresh year, we have taken some time to compile the top 10 most viewed posts of 2016 that cover everything from shopping addiction to finding the best […]
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How to Avoid Debt Mistakes
Even if you have good intentions, you can still fall trap to debt mistakes. Avoid making some of the worst mistakes with your finances.
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How to Choose a Debt Management Program
If you’re ready to get rid of debt, find out what to look for when picking a debt management program.
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Five Reasons You Should Get Rid of Your Storage Unit
Nearly 11 million U.S. households, or almost 10 percent, rent a storage unit, according to the Self Storage Association, up from 6 percent in 1995. And these businesses are busy. In 2015, the occupancy rate for self-storage facilities was 90 percent, an increase from 87 percent just two years before. Those numbers have grown during […]
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Got Debt? You Still Have Rights When Collectors Call
So you owe some money. Maybe a lot of money. And now, you’re afraid to pick up the phone, take in the mail and even open the door for fear that a collector is, once again, trying to contact you. If you are struggling with debt and you haven’t done so already, it’s time to […]