Category: Debt

  • Rent-to-Own: How Your $700 Computer Can End Up Costing You $2,000

    Most of us would quickly run the other way if a merchant told us they were going to charge us $2,000 for an item that is only worth $700, right?  Our response, and rightly so, would probably be somewhere along the lines of “You’re  CRAZY if you think I’m going to spend that much on […]

  • Debt Management Plan vs. Debt Consolidation Loan Infographic

    There are a lot of options when it comes to managing debt and we get so many questions from people about the differences between a Debt Management Plan and a Debt Consolidation Loan. If you are experiencing money struggles, chances are you’ve heard about these options. You may even think that they are the same. […]

  • How to Motivate Yourself to Get Out of Debt

    The first step to get out of debt  is motivating yourself to take action. It’s easy to let yourself feel overwhelmed with guilt while bills continue to arrive in the mail. At CESI, we find the following steps helpful in building your motivation to get out of debt: Know That You are Not Alone Whether […]

  • What’s Your Plan For Student Debt Management?

    20% of those with student loans default. This route wreaks havoc on credit scores andmakeslife even more difficult. There are solutions for student debt

  • How to Handle Debt as a Married Couple

    People’s attitudes about debt are shifting. If you have questions about how to handle debt in your relationship, we’ve got some great tips for you

  • Debt Relief for Single Parents

    Are you a single parent? If your debt has become more than you can handle on your own, explore the various options that can help you get back on track toda

  • The Facts About Shopping Addiction

    What Is Shopping Addiction? Compulsive shopping (shopping addiction) is a very real addiction affecting millions, yet many people take it lightly or deny its existence – after all, shopping is a harmless pastime that makes us feel good, right?  With so many opinions out there, we thought you should know some of the facts about […]

  • Debt Consolidation Loan vs. Debt Management Program: A Side-By-Side Comparison

    Everyone makes financial mistakes. Find the best way out with this side-by-side comparison of a debt consolidation loan and a debt management program.

  • Why Choose CESI For Debt Relief?

      Experiencing debt and aren’t sure where to turn? CESI helps people just like you every day – people who want to escape the stress of living with debt. Finding a helping hand isn’t always easy. Lean on the experience and expertise of a trusted CESI Counselor. Our confidential debt analysis is free. We will […]