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12 Out-of-the-Box Ways to Vacation at Home
That dream vacation to the beach, theme park, or quiet mountain retreat might be out of reach right now, but that doesn’t mean you should just plow through the year at work, letting your vacation days go to waste. Studies show again and again that stepping away from work can translate into all kinds of […]
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To Bank or Not to Bank (We Have Questions) Part 1
North Philadelphia, Born and Raised… The term unbanked is described informally by the FDIC (Federal Deposit Insurance Corporation) as individuals who do not use banks or banking institutions in any capacity. They generally pay for things in cash, by money orders, or prepaid debit cards. Being underbanked means an individual may have a bank account […]
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How to Avoid Getting Scammed on Peer-to-Peer Apps
The days of cash may be over. More often, friends are splitting the restaurant tab by sending money via PayPal and parents are Venmoing babysitters their earnings after a night out. The use of peer-to-peer apps like Venmo, Zelle, and PayPal is booming. One forecast predicts that we’ll spend more than $1 trillion with them […]
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Are You Unbanked? Here is What to do About it.
Most Americans have access to a bank account, directly depositing their paychecks each month and digitally paying their bills from it. But not every adult has that advantage. According to the Federal Deposit Insurance Corporation report, or FDIC, about 7.1 million U.S. households are unbanked. These are individuals with no access to a checking or […]
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The Importance of the Decision-Making Process
Decisions, decisions, decisions Every day we make dozens of important decisions. COVID-19, the subsequent lockdown, working from home, and schools being closed/open/closed/open, have worn us down. We just want to tick items off our list to stop the agitation. We’re all tired! Decision fatigue refers to the deteriorating quality of decisions made by an individual […]
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Apps For Your Finances
3 apps that can help you shore up your finances When it comes to managing your finances or looking for a new job or side gig, everything can be at your fingertips with the right apps on your smartphone. And at CESI Solutions, we’re especially excited to highlight a few of our partners who are […]
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Do You Need a Four-Year Degree for a Good-Paying Job?
Living the Dream? Let me first say that there is nothing wrong with pursuing or having a four-year degree. The familiar message that most of us heard growing up was to graduate high school, go to college, and get a good-paying job. We believed that good-paying jobs ALWAYS followed a four-year college degree. Once you […]
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Kids and Banking: Why Teenagers Need a Bank Account
For more than a decade, you’ve been guiding just about every decision for your child from where they go to school to who they play with to how they spend their free time. But as kids turn into teens, they demand more independence and, if you want them to move out of the house eventually, […]
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Manage Your Money While Job Hunting
For most adults, there come times where a job change is either wanted or needed. This might be because of a need for more income, issues with coworkers or superiors, a move or even just a simple desire to do something new. Regardless of the reason, your first job will almost never be your last […]