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5 Unexpected Costs of Home Renovations
Like everyone else, you’ve been home a lot more in the last few months due to COVID-19. All this extra time at home has allowed many of us to become more reacquainted with all the things we’d like to change about our homes: the outdated kitchen features, worn carpeting that you’d like to replace with […]
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Budgeting 101: Why is a Budget Important?
Learn how to make a budget to help secure your financial future. Budgeting helps you manage debt and expenses.
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Need Extra Cash? Here’s How to Launch a Side Gig
The COVID-19 pandemic has triggered many challenges for American households. Among them is widespread job losses as business shut down as part of efforts to prevent the transmission of the coronavirus. Now, even as the working world gets back to business, workers are experiencing reduced hours and furloughs that are having a big impact on […]
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How Lending Money Can End Badly For You
It may be tempting to consider lending money to help out your cousin who just lost his job or your best friend who needs help buying a new car, but you may want to think twice before lending to them or cosigning on a loan. Lending Money – Good Intentions Gone Wrong A study from […]
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Do We Have Too Much Stuff?
When most of the U.S. entered into the sheltering-in-place phase in March of 2020, everything was upended. Our fears were exposed and the truth about our shopping habits was laid bare. True confessions; I like going to stores. I want B & N to have any book I decide to read. I truly believed Jasmine […]
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How Decision Fatigue Can Impact Your Spending
In most of our financial education classes we stress the importance of making good decisions about money as early as possible, and for very good reason. The sooner you save for retirement, the more you’ll have later in life; the quicker you identify potential problem spending or debt issues the quicker you can impact your […]
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Simple Ways For Kids To Earn Money This Summer
Summer seems to be high season for the “give me” syndrome. That’s the affliction that kids develop when they don’t have a lot to do and involves pestering parents for money. Maybe it’s for candy. Maybe it’s for the latest video game. Maybe it’s time you encouraged them to start earning their own money! We’ve […]
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Limiting Beliefs and How They Impact Your Money
Limiting beliefs are nasty little gremlins. I imagine their bodies to be brownish green, squatty with warts all over. Their pointed yellow teeth gnaw away at confidence and seek to constrain happiness and limit our future by believing wrong ideas. You may think giving these things shape and form is a ridiculous notion, but I […]
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Protecting Yourself From COVID-19 Scams
We’re in an extraordinary convergence of events; tax-refund season, stimulus payouts, pandemic, coronavirus shutdowns. If you add in any degree of fear or anxiety, you’ve got a situation ripe for predators to take advantage of. They’ve already started to pop up with their COVID-19 scams. Unfortunately, where the average compassionate person seeks to give, the […]
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How to Handle Financial Stress
Are you looking for ways to handle financial stress? A recent survey (pre-COVID-19) discovered that although 58% percent of workers thought their finances were heading in the right direction, 38% were living paycheck to paycheck, and 39% could not come up with $3,000 in the event of an emergency. Recent events due to COVID-19 have probably changed […]