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FinTech Tools – How Young Adults Can Better Manage Money
Last week, the Young Adult’s Perspective series covered tips on moving towards financial independence, including, most importantly, budgeting. The goal of budgeting is to maximize your savings potential so that you can make better use of your money both now and down the line. There are two challenges for anyone trying to get started saving, […]
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Summer Tips: Six Ways to Save on Kid’s Clothes
Any parent knows it’s not cheap to raise a child. In fact, the U.S. Department of Agriculture, in one report, found the annual cost can be between about $13,000 and $15,000 per child for the average family of four. That includes food, housing, transportation costs, child care, health care and, among other items, clothing. Clothing […]
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The Three Step Guide To Saving For a Vacation
It’s the time of year when everyone is thinking of a vacation. A couple of days of rest and relaxation sounds wonderful and would help you and your family to reconnect. There’s only one problem: vacations are expensive. Thankfully, with a few minor adjustments, saving for a modest vacation is within reach. You may not […]
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6 Ways to Cut Costs When Attending a Wedding
Weddings are expensive—even for the guests. Once you add up the costs to attend a shower, pre-wedding party and the actual wedding, a Bankrate.com survey says we spend as much as $370 on the nuptials of a distance friend or family member and $630 when a close friend or family member is tying the knot. […]
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Borrowing Money from Friends or Family: A How To Guide
Whether it’s $2 for a cup of coffee, $20 for a bag of groceries or $2,000 to pay off credit card debt, many of us have resorted to borrowing money from friends and family to cover a quick splurge or pay off bills that we just can’t afford. In fact, according to Finder.com, an online […]
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Twelve Successful Ways to Save More Money
A Guest Post By Barbara O’Neill, Ph.D., CFP, CRPC, AFC, CHC, CFEd, CFCS, Rutgers Cooperative Extension Savings is the foundation for investing. You cannot invest money if you have not saved it first. Like dieting, saving money is hard to start, even harder to maintain, and requires patience and discipline. When you achieve your financial […]
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5 Tips For Facing a Financial Emergency
Whether it’s an illness, a job loss, an unexpected home repair or some other financial emergency, nearly half of Americans faced a money crisis in the past year, according to CIT Bank’s savings survey. What’s worse: More than half of Americans aren’t prepared to handle one when it does happen. According to the survey, a […]
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Tips to Save Money On Prom Expenses
It’s prom season, and to your teen that probably means a fancy dress or tux, glamorous jewelry, dinner at an expensive restaurant, perhaps a limo and then there are the after-parties. But to the parents, it probably means looking for ways to save money on prom expenses. Prom is an exciting night that teens will […]
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Do You Have Unclaimed Money?
If you’re struggling with a tight budget, here’s a fun fact to consider: Various government agencies and organizations are holding more than $58 billion in unclaimed money, according to CNN Money, and a piece of that pie could be yours. This isn’t some nefarious plot to keep you from your money. Often, we are the […]