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Don’t Want Debt During The Holidays? Stay Off Social Media!
There’s an easy way to avoid going into debt during the holidays — if you can stay off your phone during the shopping season. According to a Credit Karma survey, about 22% of Americans go into debt during the holidays to buy gifts for friends and family. And nearly 70% said technology is making it […]
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Black Friday Shopping Tips
Black Friday is just around the corner. Everywhere you turn, you’re bombarded with another ad . It’s easy to get wrapped up in the hype and go overboard, spending more than you planned. To keep you on track with your financial goals, we’d like to share some Black Friday shopping tips that stores don’t want […]
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Holiday Travel On a Budget
The holiday season is quickly approaching, and if you’re like millions of Americans, some type of travel is in your holiday plans. With limited resources, how can you accomplish holiday travel on a budget when you’re already spending on gifts? We’ve gathered some helpful tips for getting the best deals when it comes to holiday […]
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Last Minute, Inexpensive DIY Halloween Costumes
It’s that time of year again – the leaves are falling, the air is cooling off, and soon, little ghosts and goblins will be roaming the streets on Halloween night. It’s always exciting for kids and adults alike to come up with a new costume every Halloween, but face it – costumes can be expensive! […]
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It’s Not Too Early To Budget For The Holidays
Here we are, just a couple of months from what might be the most expensive time of the year for families: the holidays. The average American spends more than $1,000 on the winter holidays, according to the National Retail Federation. And many spend more, racking up debt that they have a difficult time paying off. […]
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Frugal Holiday Recipes for Less than $1 per Serving
Affordable Holiday Recipes to Help You Celebrate! Scanning the magazines in the grocery store or the countless recipe sites online, it’s so easy to get a little carried away with your holiday meal planning as you plan to make the stuffing that requires 20 ingredients or purchase the most expensive cut of beef. The recipes […]
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Just Three Christmas Gifts for Kids?
Why some families are scaling back on Christmas gifts for kids Until recently, the “perfect” Christmas included a beautiful tree overflowing with Christmas gifts for kids. Parents attempted to get every single item off their children’s wish lists – from bikes and gaming consoles to the trendiest boots and the hottest toy of the year. […]
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5 Holiday Spending Mistakes That Could Cost You
Guest Post: Darlene Aderoju works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support Americans to save money, reduce debt, and build wealth. Learn more at AmericaSaves.org. The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, […]
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Take Advantage of Holiday Food Sales to Save Money All Year
The headlines during the holidays often focus on how much we spend. But, this time of year also can be a great time to save – especially on food costs. To lure shoppers to their stores, supermarkets and discount stores across the country advertise big sales on holiday staples such as turkey, ham, produce, canned […]