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Retirement Investing 101: Annuities
This is the eighth post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 9. Annuities: these are a complicated species. An annuity is a contract between an investor and the insurance company. There are two different types of annuities, fixed and variable. Fixed annuities […]
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Retirement Investing 101: All About Bonds
This is the sixth post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 7. As promised, we’ll be learning about bonds today. Bonds are considered to be conservative investments, which means that while they have the potential to increase your principal balance, […]
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Retirement Investing 101: The 401(k)
This is the second post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Check out Part 1 or continue on to Part 3. Now, what is a 401(k) and why is it so important to have one? Simply put, a 401(k) is an employer-sponsored retirement savings plan – or an account your […]
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Retirement Investing 101: Introduction
This is the first post in our Retirement Investing 101 series written by Amanda Smith, Client Services Specialist at CESI. Continue on to Part 2. Recently I received a call from a younger client when, somehow in the midst of the conversation, I mentioned a 401(k), only to receive the “blank stare” as I like […]
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Baby Boomers Face a Different Kind of Retirement
The first of the nation’s 77 million baby boomers began hitting 65 years old in early 2011. It marked a milestone in the graying of America because by 2030, the 65-plus segment will make up 20% of the population. However, it appears the financial picture for these boomers is grim. A survey of more than […]