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Here’s Why You Need Dedicated Savings Accounts
Dreaming of a new car, bigger home, dream vacation? Dedicated savings accounts can help you get there! If you’ve checked the box on an emergency fund, putting away about three months of salary to spend only when the unexpected happens, you’re moving down a solid path for financial success. Now, it might be time to […]
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Financial Goals You Can Accomplish in Six Months or Less
Last week on the Young Adults Perspective series, we talked about how to get back on track financially after a major setback. This week, we will continue to talk about the financial future, but with a positive focus of financial goals in mind. One of the best ways to ensure healthy spending practices is to […]
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Moving Towards Financial Independence – A Young Adult’s Perspective
For millions of young Americans, the young adult lifestyle is drawing to a close. Those who made college the best four years of their lives are now getting ready to venture off into financial independence. Many college graduates are making plans for the upcoming year, whether that’s starting their first jobs out of college, travelling, […]
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Are You Ready for National Financial Capability Month? Three Actions to Take Now
Guest Post By Lila Quintiliani, AFC®, America Saves April is National Financial Capability Month, when the Financial Literacy and Education Commission (FLEC) and the Ready Campaign encourage people to improve their financial futures and to be prepared when disaster strikes. Here are three actions you can take now to make sure you are ready for any financial […]
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CESI Announces One-of-a-Kind Matched Savings Program to Unlock Dream of Homeownership in NC
Raleigh,NC – Non-profit Consumer Education Services Inc. (CESI) has launched a matched savings program to assist low-to-moderate income homebuyers in the purchase of affordable housing by offering matching funds to be used for closing costs or down payment assistance. In partnership with the North Carolina Housing Finance Agency, First National Bank, and HomeTrust Bank, this […]
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How Saving Your Spare Change Adds Up
“Man cashes in pennies he’s been saving for 45 years.” “1.3 million penny collection turns into jackpot.” “Man cashes in 500 pounds of pennies he’s saved over 60 years.” Cash In Your Spare Change Occasionally, a headline will pop up in the news about a thrifty spender who has squirreled away an impressive collection of […]
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How Much Emergency Fund Do I Need?
Everyone should have an emergency fund. No matter what your financial situation is, whether you have accumulated debt or are comfortably budgeting all of your expenses, there is always a benefit to having money set aside for an emergency. While most people agree that having an emergency fund is wise, they may ask “how much […]
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5 Easy Ways to Save Money Without Feeling Deprived
Are you tired of running out of cash before the end of the month? Is your credit card balance steadily increasing because you are using credit to pay your basic expenses each month? It doesn’t have to be that way. There are easy ways to save money without feeling deprived. It might be time to […]
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National Saving Day 2017
October 12, 2017 is the first annual National Savings Day founded by Capital One. For many people, the hardest step to saving money is simply just getting started. To help get the ball rolling, we’ve listed some helpful steps you can take to start saving money. Start Saving Today! Start by recording your expenses (all […]
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Easy Wealth Building for the Average Joe
Regardless of where you stand financially, you can take realistic steps toward wealth building. It may be just as simple as learning how to get started, making a plan to do it, and taking action starting right now. If you are discouraged about your financial outlook, consider spending an investment of your time learning about […]