-
How to Avoid Getting Scammed on Peer-to-Peer Apps
The days of cash may be over. More often, friends are splitting the restaurant tab by sending money via PayPal and parents are Venmoing babysitters their earnings after a night out. The use of peer-to-peer apps like Venmo, Zelle, and PayPal is booming. One forecast predicts that we’ll spend more than $1 trillion with them […]
-
The Power of Influencers
As a former photographer, I like to think I can spot digital manipulation from a mile away. I’ve used Photoshop and GIMP for years to edit photos for clients. I have spent thousands of hours using those apps to train my eye without me being completely aware. There’s a brand of lipstick I really like […]
-
The Importance of the Decision-Making Process
Decisions, decisions, decisions Every day we make dozens of important decisions. COVID-19, the subsequent lockdown, working from home, and schools being closed/open/closed/open, have worn us down. We just want to tick items off our list to stop the agitation. We’re all tired! Decision fatigue refers to the deteriorating quality of decisions made by an individual […]
-
NEWER, BIGGER, BRIGHTER, SHINIER
Beautiful Persuasion As a former store manager, I became adept at persuading people to part with their money. I knew my customers. I greeted them when they shopped, learned their kids’ and their pets’ names, favorite colors, and style preferences. I maintained a light touch and never forced anything on them but I created a […]
-
Good and Bad Debt: Understanding the Difference
When you’re considering borrowing cash, there’s a lot to think about. You may have a lot of questions, but let us at CESI Solutions help guide you.
-
Overdraft Protection: The Real Pros and Cons
Overdraft protection can be a good idea if used correctly. Here are some pros and cons to using this service.
-
How Your Emotions Impact Spending
We know that our money is an extension of us. It doesn’t float around independently, saving itself, is spending itself or giving itself away. Our attitudes and priorities can be found in our money. Our emotions impact spending. One financial expert says that he can tell the kind of person he’s dealing with by looking […]
-
Are Your Spending Habits Based on Fear?
Saving money is helpful when it has a purpose and a plan. Looking forward with anticipation of a good future can be helpful in promoting positive spending habits. But fear-based spending habits aren’t helpful. Hoarding money with no plans to spend because of a fear of letting it go won’t move you towards a successful […]
-
Breaking Free from Emotional Spending Part 2
Welcome to the post-holiday season. For some of us, the holidays were a joyous time with our families and friends; we received gifts, made beautiful memories and perhaps ate a bit too much. Others of us heard Visa, Mastercard, and Amex calling our names and our available line of credit proved to be a temptation […]