Category: Student Loans

  • Do You Need a Four-Year Degree for a Good-Paying Job?

    Living the Dream? Let me first say that there is nothing wrong with pursuing or having a four-year degree. The familiar message that most of us heard growing up was to graduate high school, go to college, and get a good-paying job.  We believed that good-paying jobs ALWAYS followed a four-year college degree. Once you […]

  • Good and Bad Debt: Understanding the Difference

    When you’re considering borrowing cash, there’s a lot to think about. You may have a lot of questions, but let us at CESI Solutions help guide you.

  • FinTech Tools – How Young Adults Can Better Manage Money

    Last week, the Young Adult’s Perspective series covered tips on moving towards financial independence, including, most importantly, budgeting. The goal of budgeting is to maximize your savings potential so that you can make better use of your money both now and down the line. There are two challenges for anyone trying to get started saving, […]

  • Headed for College? 6 Questions To Ask About Financial Aid Packages

    Every Spring, millions of college-bound students across the country start ripping open financial aid package letters from the colleges and universities that they’re considered. For many, the details in those packets will help them make one of the biggest decisions of their lives so far: Exactly where they will spend the next two to four […]

  • Paying Student Loans: Four Steps to Get Started

    Paying student loans can seem like watching the kitchen sink clog up—it is tempting to look away, but you might end up with a bigger issue in the end.  The first step to successfully paying student loans is to stop ignoring the problem. If you struggle with paying your student loans, you are not alone […]

  • Tips For Saving on College Essentials

    Tips for saving on college essentials – everything from textbooks to dorm room supplies Tallying up the cost of going to college isn’t for the faint of heart. Annual tuition and fees alone can range between $9,900 for in-state students at a four-year public institution and $34,700 at a four-year private college, according to the […]

  • Will You Be Able To Pay For Your Child’s College Education?

    5 excellent resources to get familiar with now It’s go time for parents of high school seniors, who are heading to college a year from now. College visits should be wrapping up. Standardized tests scores should be just about polished. And the hard work of filling out those college applications has begun. But that doesn’t […]

  • Is Student Loan Debt Out of Control? My Student Loan Story..

    It’s becoming more and more common for young adults graduating from college or other higher education programs to end their educational career with high amounts of debt. But how much is too much when it comes to student loan debt? At what point is the debt load that students are taking on too much to […]

  • Student loan debt consolidation – is it right for you?

    Should I consider student loan debt consolidation? The total amount of student loan debt in the United States is a moving target – and breaking records every minute. In fact, a student loan debt clock, developed for MarketWatch, pegs the growth in outstanding balances at $2,726.27 every second, pushing the grand total closer and closer […]

  • What’s Your Plan For Student Debt Management?

    20% of those with student loans default. This route wreaks havoc on credit scores andmakeslife even more difficult. There are solutions for student debt