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Last Minute, Inexpensive DIY Halloween Costumes
It’s that time of year again – the leaves are falling, the air is cooling off, and soon, little ghosts and goblins will be roaming the streets on Halloween night. It’s always exciting for kids and adults alike to come up with a new costume every Halloween, but face it – costumes can be expensive! […]
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Credit Counseling & Credit Card Consolidation—What’s the Difference
When you’re struggling with debt, there are a number of options for help, such as credit counseling and debt consolidation. Which option is right for you?
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How Having a Financial Accountability Partner Can Help You Reach Your Goals
Ways a Financial Accountability Partner Can Help You We depend on our friends for support when it comes to many things. Whether it’s helping us choose an outfit for the night out, aiding us in sticking to our diet, or assisting us in choosing our next hairstyles. The accountability that comes from our friends support […]
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Save on Heating Costs with DIY Energy Saving Tips
Tips to Save on Heating Costs Cold weather is on it’s way for many parts of the Country, and winter is just around the corner. It’s not uncommon for winter heating to pose a significant challenge for household budgets in the winter month. For those who want to save on heating costs, what are the […]
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5 Scary Money Mistakes That Could Come Back to Haunt You
There’s a chill in the air and Halloween decor is popping up everywhere we look. For retail stores, the holiday season kicks off at Halloween and doesn’t slow down until after Christmas. From a money perspective, the months of October, November and December can be scariest time of year, leading to debt in January. We’ve […]
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Here’s Why You Need Dedicated Savings Accounts
Dreaming of a new car, bigger home, dream vacation? Dedicated savings accounts can help you get there! If you’ve checked the box on an emergency fund, putting away about three months of salary to spend only when the unexpected happens, you’re moving down a solid path for financial success. Now, it might be time to […]
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CESI Counselor Named NFCC Brighter Financial Future Award Winner
Overcoming financial challenges and achieving financial stability is what the NFCC Brighter Financial Future Award is all about. Teresita Manrique, working with NFCC member Consumer Education Services, Inc. (CESI) managed that and more to become the 2019 winner of the award. Originally from Venezuela, Manrique moved to Miami, Florida and took a temporary job. Finding […]
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It’s Not Too Early To Budget For The Holidays
Here we are, just a couple of months from what might be the most expensive time of the year for families: the holidays. The average American spends more than $1,000 on the winter holidays, according to the National Retail Federation. And many spend more, racking up debt that they have a difficult time paying off. […]