Skip to content

User's blog

  • A Message From Our CEO
  • About Us
    • Annual Report
    • Board of Directors
    • CESI Career Center
    • CESI Reviews
    • Community Partners
    • Management Team
    • News & Press
  • Account FAQ
  • Action Page for Financial Situation Step1 Debt Account
  • Action Page for Financial Situation Step2 Income & Assets
  • Action Page for Financial Situation Step3 Fixed Spending
  • Action Page for Financial Situation Step4 Discretionary Spending
  • Action Page for Financial Situation Sub Step3 DMP Payment
  • Action Page for Get Started Step1 Warmup Question
  • Action Page for Get Started Step2 Create Account
  • After Hours Enrollment
  • Apply Now
  • CESI App Beta Testing
  • CESI Community Outreach Follow-Up Form Submission
  • CESI Customer App
  • CESI Financial Blog
  • CESI Services
    • Non-Profit Credit Counseling
    • Student Loan Navigator
    • Student Loan Repayment Solutions
    • Debt Management Plans and Other Debt Consolidation Options
    • Housing Counseling Services
      • AG Settlement Information
      • Scheduled Housing Workshops
  • Change Password
  • Cron Mail for Failed API Transaction
  • Debt Relief Calculator
  • Debt Relief With CESI
  • Diagnostic Dev
  • Digital Learning Platform
  • Emergency Home Owners and Renters Assistance
  • Enrollment Complete
  • Failed API Transaction
  • Financial Counseling in the Wake of COVID-19
  • Free Debt Analysis
  • Free Debt Analysis
  • Free Debt Analysis
  • Free Debt Analysis
  • Free Debt Analysis
  • Free Debt Analysis
  • Free Debt Analysis
  • Free Debt Analysis
  • Free Debt Analysis
  • Free Debt Relief Analysis
  • Get My Free Debt Analysis
  • Homeownership Counseling
  • Login to Complete Debt Analysis
  • Manage Your Subscription
  • Mutual of Omaha EAP
  • News and Press
  • North Carolina Down Payment Assistance Programs
  • Privacy Policy
  • Process Unbounce
  • Required Bankruptcy Courses
  • Resources
    • Bankruptcy Resource Center
      • Are You Considering Bankruptcy?
      • Bankruptcy: How Long Does It Take?
      • How Will Bankruptcy Impact My Credit Score?
      • Is It Time To Start Considering Bankruptcy?
      • Will Bankruptcy Get Rid of All My Debt?
    • CESI Challenge Series
    • CESI’s Comprehensive Guide To Personal Finance
      • CESI Personal Finance Guide – Chapter 1: Strategic Planning
      • CESI Personal Finance Guide – Chapter 2: Banking Basics
      • CESI Personal Finance Guide – Chapter 3: Handling Debt
      • CESI Personal Finance Guide – Chapter 4: Building a Budget
      • CESI Personal Finance Guide – Chapter 5: How Credit Works
      • CESI Personal Finance Guide – Chapter 6: Planning For Retirement
      • CESI Personal Finance Guide – Chapter 7: Housing
      • CESI Personal Finance Guide – Chapter 8: When Things Go Wrong
      • CESI Personal Finance Guide – Chapter 9: Student Debt
    • Credit and Debt Resource Center
      • Consequences of Foreclosure
      • Credit Management Programs
      • Debt Collection FAQs
      • Debt Consolidation
      • Debt Consolidation
      • Debt Relief
      • Debt Settlement
      • Non-Profit Debt Counseling
      • The Truth About Credit Repair Services
    • Frequently Asked Questions
    • Planning & Saving
      • Buying a New Car
      • Discretionary Income
      • Finances and the Military Family
      • Financial Calculators
      • Financial Goal Setting
      • Money Management
      • Quick Investing Tips
      • Quick Money Saving Tips
    • Video Resources
      • Personal Financial Education Videos 1-5
      • Personal Financial Education Videos 11-15
      • Personal Financial Education Videos 16-20
      • Personal Financial Education Videos 21-26
      • Personal Financial Education Videos 6-10
    • Financial Education
  • Reverse Mortgage Counseling
  • Sample Page
  • Sorry To See You Go
  • State Disclosures
  • Submit a Recipe!
  • Subscribe to Our Blog Digest
  • Terms of Use
  • Test Form
  • Test Page for preview
  • Thank You
  • Thanks For Contacting Us!
  • UPMC Resources
  • What Does Charged-Off Mean With Regard to Debt?
  • What is Financial Health?
  • What to Expect After the Program Has Ended
  • What to Expect at Month Three
  • What to Expect in the First Month
  • What to Expect When You Call a Credit Counselor
  • Why CESI?
  • You’ve Subscribed!
  • Our Services
    • What We Do
  • CESI Customer Service Contact Us Form
Illustration of a bird flying.
  • 5 Ways Valuing Time Over Money Builds Happiness

    We may all be chasing the dollar every single day, but, when it comes to happiness, a growing body of research tells us that people who value time over money are happier. In one study of thousands of Americans, most said money would bring them more joy, yet, researchers found that choosing time over money […]

    August 19, 2019
  • 6 Tips For an Affordable Last Minute Vacation

    So, you’ve decided that taking an affordable last minute vacation is something you can pull off this year. Maybe you found a way to scrimp and save last month to splurge on a quick weekend getaway or a family member invited you for a week at their beach rental. Whatever the reason, congratulations! Studies show […]

    August 14, 2019
  • 7 Free Personal Finance Classes You Can Take Online

    Studies show that many Americans aren’t saving enough for retirement and can’t cover a relatively small emergency expense with the money they have on hand. According to the Federal Reserve, less than two-fifths of adults believe they are saving enough for retirement. And 40% of adults say that if faced with a $400 unexpected expense, […]

    August 12, 2019
  • Understanding How Payday Loans Work

    People who are having trouble paying bills sometimes turn to payday loans to get the cash they need, but these loans are very costly.

    August 7, 2019
  • Elder Financial Abuse: The Scams, Red Flags and How to Prevent It

    Elder financial abuse is a growing problem, even a “burgeoning public health crisis” and “virtual epidemic,” according to some experts, as con artists scam seniors out of their savings, pensions and homes. There is no solid national estimate for just how much our elders lose each year to fraudsters, according to a 2018 report on […]

    August 5, 2019
  • First Time Homeownership: Advice from a Housing Counselor

    Welcome to another edition of the Young Adult’s Perspective series, where we help newly financially independent young adults make sense of the journey that comes with being on your own. This week, we’ll be taking on one of the biggest challenges in establishing independence: purchasing your own home. Unlike previous topics, I don’t have any […]

    July 31, 2019
  • Personal Loans Are Gaining Popularity

    Car loans. Student loans. Mortgages. Credit card debt. These are the kinds of debt that often get top billing in headlines and stories about those who have financially overextended themselves. But there’s another kind of debt that’s growing, according to the latest consumer debt study from Experian, the consumer credit reporting company, and those are […]

    July 29, 2019
  • Personal Finance Checklist Infographic

    Financial success can be easy with the right tools. One of our favorite tools to use is a Personal Finance Checklist. When you have a full understanding of your financial picture, it’s easier to take steps toward financial security. Creating a personal finance checklist, especially if you update and review it regularly, can greatly enhance […]

    July 24, 2019
  • Should You Get a Store Credit Card?

    Store Credit Card, yes or no? Spoiler alert: They often are too good to be true “Save 5% on all purchases!” “Get cash back!” “Cut your costs at the pump!” At checkout at many big box stores, supermarkets and mall shops, it’s nearly impossible to avoid hearing a pitch for the store’s credit card from […]

    July 22, 2019
  • The Fastlane to Car Ownership

    Welcome to this week’s edition of the Young Adults Perspective series. In our last piece, we discussed some key things you needed to learn before working in the gig economy. As a part of that piece, we wrote about using your personal vehicle for work. We realize that, for some of you, this might not […]

    July 17, 2019
←Previous Page
1 … 16 17 18 19 20 … 96
Next Page→

User's blog

Proudly powered by WordPress