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How to Protect Yourself and Avoid Reverse Mortgage Scams
Should you get a reverse mortgage? Avoid the scams first For people aged 62 and up, a reverse mortgage may seem like a tantalizing opportunity. After decades of sending in your monthly mortgage payments, you’re now getting money from your bank. A reverse mortgage siphons off the equity in your home and sends the cash […]
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The Importance of the Decision-Making Process
Decisions, decisions, decisions Every day we make dozens of important decisions. COVID-19, the subsequent lockdown, working from home, and schools being closed/open/closed/open, have worn us down. We just want to tick items off our list to stop the agitation. We’re all tired! Decision fatigue refers to the deteriorating quality of decisions made by an individual […]
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Apps For Your Finances
3 apps that can help you shore up your finances When it comes to managing your finances or looking for a new job or side gig, everything can be at your fingertips with the right apps on your smartphone. And at CESI Solutions, we’re especially excited to highlight a few of our partners who are […]
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NEWER, BIGGER, BRIGHTER, SHINIER
Beautiful Persuasion As a former store manager, I became adept at persuading people to part with their money. I knew my customers. I greeted them when they shopped, learned their kids’ and their pets’ names, favorite colors, and style preferences. I maintained a light touch and never forced anything on them but I created a […]
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What You Need to Know About Romance Scams
Romance scams are on the rise; here’s how to avoid them As we all sat at home, often isolated, alone and worried about the future in 2020, con artists took advantage. And while many of us are familiar with the scams that try to steal our identity, another kind is growing at an alarming rate […]
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What’s the Deal with Credit Boosting Products?
Are you a target? If you’re on a list that targets people with credit challenges then you’ve likely been pitched products that are promising to boost your credit score. The ads read: How to Improve Your Credit Score 100 points in 30 days! Raise your FICO score instantly and buy a home next week! Raise […]
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How to Get Your Credit Card Debt Under Control During COVID
Racked up credit card debt during COVID? Here’s what to do now If your credit card debt grew out of control during the pandemic, you’re hardly alone. Some 51% of U.S. adults with credit card debt added to it during COVID, according to a new survey from CredtCards.com. And nearly half of those people blame […]
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How to Protect Ourselves from Scams Part 2
This is part two of my previous blog on how to protect ourselves from scams. As we anticipate another stimulus package we want to be as proactive as possible in protecting our finances. One of the best ways to protect ourselves is to just be aware of what’s going on around us. PAC Man One […]
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How to Protect Ourselves from Scams Part 1
A City Called Nub As a devotee of all things true crime for about twenty-five years, it’s hard for something to shock me. Enter Nub City, aka Vernon, Florida, in the Texas panhandle. Vernon had two-thirds of the entire nation’s accidental dismemberment insurance payouts. Almost all of the residents of Vernon had taken out insurance […]