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  • 5 Ways to Spring Clean Your Finances

    Flowers are beginning to bloom. The sun is starting to peek out behind the gray winter clouds. And our thoughts are turning to spring, a time for new beginnings—and maybe dusting those cobwebs that have lingered in the corner of your bedroom for far too long. But as you contemplate a spring cleaning of your […]

    March 4, 2019
  • Are You Spending More By Paying With Your Smartphone?

    It’s easier than ever to pay for the items you need and want. By paying with your smartphone using apps like Paypal, Venmo, Apple Pay and Google Wallet, you no longer have to whip out cash or our credit card for a cup of coffee or even an entire cart of groceries. Instead, you can […]

    February 27, 2019
  • Debt Solutions: Everything You Need to Know

    If you’ve been searching for debt solutions, you’ve likely discovered there are a lot of options when it comes to managing debt.  You may have looked into a variety of solutions and are feeling confused about how they all work. We’ll explain the options for handling debt and the differences between them in detail below. […]

    February 25, 2019
  • 7 Pieces of Wisdom to Talk with Kids About Credit

    Roughly half of parents have let their kids under the age of 18 use their credit card at some point – and 48 percent regret that they did it, according to a new survey from CompareCards.com. Whether they spent way too much on in-app purchases or went all out on Amazon, parents were left with […]

    February 20, 2019
  • 6 Smart Ways to Spend Your Tax Refund

    It’s the time of the year to file your personal income taxes and wait to find out if you owe Uncle Sam or if you’ll be enjoying tax refund money.

    February 18, 2019
  • CESI Announces Launch of Small Business Counseling Program

    Raleigh, NC – Non-profit Consumer Education Services Inc. (CESI) has launched a Small Business Counseling Program to help business owners grow and professionalize their business instead of struggling to manage business debt. The counseling program will provide financial expertise, business action planning and guidance along with a resource network to support the business owner. The Small […]

    February 13, 2019
  • 7 Healthy Habits for Using Credit

    Nearly half of Americans carry some amount of credit card debt each month, according to a new survey from NerdWallet.com. And that debt is on the rise – totaling $420 billion in late 2018, an increase of 5 percent over 2017. Credit card debt can be costly – and stressful – for consumers. But that […]

    February 11, 2019
  • Four Reasons to Talk About Money With Your Partner Right Now

    Roses, chocolate and dinner out might be the traditional way to celebrate romance, but one of the best ways to keep the love alive doesn’t have anything to do with how we celebrate holidays like Valentine’s Day. Why You Should Talk About Money With Your Partner Better than any treat or simple gesture, good financial […]

    February 6, 2019
  • 5 Ways to Celebrate Valentine’s Day on a Budget

    Are you looking for ways to celebrate Valentine’s Day on a budget? Roses, chocolate and dinner out can add up pretty quickly – especially around Valentine’s Day when those romantic gestures always seem to cost a little bit more than usual. Indeed, the average American spends about $140 on Valentine’s Day, according to the National […]

    February 4, 2019
  • CESI Announces One-of-a-Kind Matched Savings Program to Unlock Dream of Homeownership in NC

    Raleigh,NC – Non-profit Consumer Education Services Inc. (CESI) has launched a matched savings program to assist low-to-moderate income homebuyers in the purchase of affordable housing by offering matching funds to be used for closing costs or down payment assistance. In partnership with the North Carolina Housing Finance Agency, First National Bank, and HomeTrust Bank, this […]

    January 30, 2019
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