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Recent Study: Women More Likely to Skip Credit Card Payments
Women are more likely than men to skip credit card payments, according to a 2018 study from CreditCards.com. The poll, which surveyed 1,000 adults, found that 48 percent of women hadn’t paid their credit card bill on time at least once compared to 35 percent of men. Overall, 42 percent of people said they have […]
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7 Items to Consider for Your Year-end Financial Checklist
For many of us, the focus in December is on holiday shopping and parties and family traditions. And while those rituals typically include tree decorating and hot chocolate sipping, you probably should add another to your year-end list: a financial review. Now is the time to take a step back and assess your financial health, […]
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Frugal Holiday Recipes for Less than $1 per Serving
Affordable Holiday Recipes to Help You Celebrate! Scanning the magazines in the grocery store or the countless recipe sites online, it’s so easy to get a little carried away with your holiday meal planning as you plan to make the stuffing that requires 20 ingredients or purchase the most expensive cut of beef. The recipes […]
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Just Three Christmas Gifts for Kids?
Why some families are scaling back on Christmas gifts for kids Until recently, the “perfect” Christmas included a beautiful tree overflowing with Christmas gifts for kids. Parents attempted to get every single item off their children’s wish lists – from bikes and gaming consoles to the trendiest boots and the hottest toy of the year. […]
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Secured Debt and Unsecured Debt: What’s the Difference?
Unsecured debt carries more risk for a lender than secured debt. Find out more about the two types of debt.
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5 Holiday Spending Mistakes That Could Cost You
Guest Post: Darlene Aderoju works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support Americans to save money, reduce debt, and build wealth. Learn more at AmericaSaves.org. The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, […]
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Basics and Beyond: How to Get Things You Need For Free
The U.S. economy is growing, and unemployment is at an historic low, but plenty of Americans are still struggling to cover just the basics. A 2018 study from the Urban Institute, a nonprofit research group, found that nearly 40 percent of adults report that they or their families had trouble meeting at least one basic […]
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4 Tips to Help You Pay Bills on Time
Missing bill payments can ding your credit score and usually results in a fee. Learn how to pay bills on time with these tips.
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Take Advantage of Holiday Food Sales to Save Money All Year
The headlines during the holidays often focus on how much we spend. But, this time of year also can be a great time to save – especially on food costs. To lure shoppers to their stores, supermarkets and discount stores across the country advertise big sales on holiday staples such as turkey, ham, produce, canned […]