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How Saving Your Spare Change Adds Up
“Man cashes in pennies he’s been saving for 45 years.” “1.3 million penny collection turns into jackpot.” “Man cashes in 500 pounds of pennies he’s saved over 60 years.” Cash In Your Spare Change Occasionally, a headline will pop up in the news about a thrifty spender who has squirreled away an impressive collection of […]
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The Cost of Raising a Special Needs Child
Everyone knows that it’s expensive to raise a child, but the cost of raising a special needs child can be far greater. At any one time, nearly 9 million American families are actively caring for children with special needs. Consider this: According to the U.S. Department of Agriculture, the cost of raising an average child to the […]
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Financial Security Super Powers Infographic
According to The Federal Reserve, 47% of Americans do not have financial security and cannot access $400 in a financial emergency without going into debt or selling something. This means that nearly half of U.S. households do not have sufficient savings to withstand a financial emergency without difficulty or acquiring debt. The Report on the […]
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4 Ways to Save By Volunteering
Whether you’re collecting canned goods for a local food drive or using your computer expertise to develop a new website for an international nonprofit, your time spent volunteering is critical for your community and those in need. But did you know you can actually save by volunteering? Helping out and lifting up others, of course, […]
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CESI’s Guide to Planning for a Natural Disaster
Nobody wants to think it could happen to them, but natural disasters and weather events happen across the world every year. No matter where you live, there is a chance that your area or your home could be involved in some type of natural disaster that impacts your life. Planning ahead for these types of […]
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How Does Credit Counseling Work?
How does credit counseling work? If you struggle with debt, you may have asked this question. There’s a lot of confusing information out there about how to handle your debt and what options are available to help you break free. Credit counseling is one of many options available, but how do you know whether or […]
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6 Ways to Save Money At The Pump
A fill up at the pump is costing more today than it did a year ago. Gas prices, the numbers show, are on the rise. If you’re looking to save money at the pump, you are not alone! In late August, the national average for a gallon of gas was $2.83, according to AAA, which […]
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How Millennials Can Alleviate Financial Stress
A 2016 study from Payoff surveyed over 2,000 people and discovered that almost a quarter of respondents had PTSD-like symptoms due to their financial stress. For millennials, that number was as high as 36%. Many had nightmares of becoming homeless. With any kind of severe stress, responses like fear and denial, are common. That’s not […]
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Start Facing Your Financial Fears
Do you have financial fears? I recently read that it’s common for people to name some form of a financial fear as the thing that scared them most. There are many financial situations that make one’s heart beat faster and bring on mild feelings of panic. The “what-if” scenarios are the ones we tend to […]
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Is Your Food Too old to eat? How Food Waste Might Be Costing You.
Let’s talk about food waste. When was the last time you tossed that unopened yogurt because it was a few days past the sell by date? Or, how about that box of cereal that went straight to the bin because the “best by” date was a couple of months ago? If you’ve done either, you’re […]