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Job Hunting? How to Answer the Dreaded Salary Question
The job search process is never an easy journey. If you’ve been job hunting, you are probably familiar with filling out applications for a dozen roles in the hopes that an interviewer or recruiter will contact you. Most forms ask for the same information: name, phone number, email, resume, cover letter, and so forth. However, […]
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Tips For Saving on College Essentials
Tips for saving on college essentials – everything from textbooks to dorm room supplies Tallying up the cost of going to college isn’t for the faint of heart. Annual tuition and fees alone can range between $9,900 for in-state students at a four-year public institution and $34,700 at a four-year private college, according to the […]
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Budgeting for Unexpected Expenses
Planning and budgeting for the expenses that happen every month is typically simple and straightforward. But what about budgeting for Unexpected expenses? You know, the ones that creep up, seemingly without warning? Things like an accident, medical expenses or new tires for your car? We all have an idea of the amount we pay for […]
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5 Ways To Use Credit Cards Responsibly
Today there are many options when it comes to credit cards. If you have good credit, it’s simple to get approved for a card with good interest rates and a variety of perks. Used correctly, credit can help you build an even better score. However, if you do not use credit cards responsibly, you could […]
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Should You Hire a Credit Repair Company to Repair Your Credit?
When you are working to pay off debt and rebuil your credit, it is common to ask,“Should I hire a credit repair company to get the job done faster?” We’ve all seen plenty of ads on TV and websites on the Internet that promise to rebuild your credit quickly. Is it possible to pay someone […]
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Earn Money with These Smartphone Apps
Let’s face it, interacting with our smartphones has nearly become a full-time job for many of us, and it’s a job that isn’t helping us earn money. Nearly all adults – 95 percent of us – own a cellphone, according to the Pew Research Center; and 77 percent of us have smartphones. And we’re all […]
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Are Bi-Monthly Mortgage Payments a Good Idea?
Most homeowners pay off their mortgage by making monthly mortgage payments. In some cases, homeowners with a bit more financial flexibility will make larger payments than required in order to pay off their loan quicker. However, you may not be aware that you can choose to pay bi-monthly mortgage payments instead of monthly. To determine […]
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Uncover the Energy Vampires in Your Home
Vampires likely are lurking in your home, but holy water and garlic will do nothing to save you from them. We’re talking about energy vampires, the appliances and electronics that drain electricity when they are plugged in, but not actively in use. Think about your furnace during the summer, for instance, or your TV when […]
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Consumer Education Services Inc. Launches Unique Financial Wellness Program
Financial Wellness Program Will Benefit Area Employers and Their Employees More than half of Americans do not have enough money in savings to cover $500 in unexpected expenses, such as car repairs or medical bills. This financial stress is causing disruption and lost productivity in the workplace. To help the region’s employers better support employees during […]
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Tips For a Budget Friendly Staycation
More than half of Americans plan on taking a summer vacation, but a good number of us have no summer break plans at all. According to a 2017 poll from The Associated Press-NORC Center for Public Affairs Research, 43 percent of American have no plans for a big vacation, mostly because they simply can’t afford […]