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Do You Need a Four-Year Degree for a Good-Paying Job?
Living the Dream? Let me first say that there is nothing wrong with pursuing or having a four-year degree. The familiar message that most of us heard growing up was to graduate high school, go to college, and get a good-paying job. We believed that good-paying jobs ALWAYS followed a four-year college degree. Once you […]
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Reassessing Your Budget Pie Chart
As a financial literacy educator, I believe I must give all of the class attendees as many tools as I can that will help them. Among the first tools, they need to become financially successful is a budget. I know, I know, you are groaning at that word “budget” but I ask you to hang […]
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What’s The Difference Between Short-Term and Long-Term Disability Insurance?
About 25% of Americans will suffer from a disability for at least a year before they reach retirement age. And 5.6% will have a short-term disability of six month or less during their working life, according to the Council for Disability Awareness. Knowing these statistics point to the importance of understanding the difference between short-term […]
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Online Piggy Bank: Digital Saving Apps
One of my most cherished childhood memories is going with my dad to the Philadelphia Savings Fund Society, a huge bank located in Center City. It was one of the tallest buildings in Philadelphia and was easily identifiable in the city skyline because the sign was a bright neon blue. The interior of PSFS was […]
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Treat Yourself: Frugal Self-Care Options for Valentine’s Day
As the calendar gets closer to Feb. 14, thoughts usually turn to our loved ones as we look for ways to express our love and celebrate Valentine’s Day. But this year, more than ever, we all need to remember to take the time for a little self-care too. Frugal self-care options are essential for those […]
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Use What You Already Have to Save Money
DOGGONE IT! I moved the large jar of peanut butter and found two jars of Kalamata olives. I had just purchased two more. Behind the two “found” jars of Kalamata olives, I found more peanut butter. Are you kidding me? Since the lockdown, I work from home and for some reason, I always think I […]
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A New Year, A New Way
Because I’ve been staying home more due to COVID-19, I became somewhat oblivious to when the seasons changed from summer to fall and then winter. By not being outdoors as much, I missed the normal markers; the changing of the leaves; the increasing amount of Christmas decor at malls; the red cups at Starbucks. Besides […]
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CESI Announces Partnership With Justine PETERSEN to Offer Save2Build Credit Builder Loan
RALEIGH, NC – Consumer Education Services Inc. (CESI) and Justine PETERSEN (JP) are proud to announce a partnership to provide CESI customers with an innovative product that helps reduce debt, create individual savings and build a stronger credit profile – an elusive combination for individuals struggling with consumer debt and critical elements for building financial health […]