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4 Easy Tips for Saving Money on Vacation
Vacations are one of the first things to be cut when your budget is tight. We’d like to think that saving money on vacation is possible, but we often resort to simply not taking them instead of figuring out how to make them work in our budget. The truth is, with some creative planning you […]
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Don’t Get Tackled by a Phishing Scam
5 ways to protect yourself from the common email con of a phishing scam The emails look official from addresses and with logos that appear to be the real deal. Maybe it’s a message from your bank, claiming that there’s something wrong with your account; or Microsoft, raising concerns about unusual sign-in activity on your […]
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Nearly 1 in 4 Americans Aren’t Prepared For a Financial Emergency
Many of us are not prepared for a financial emergency. In fact, nearly 1 in 4 Americans have bigger credit card bill than emergency fund, according to a new report from Bankrate.com. The survey found that 21 percent of respondents say their credit card debt is larger than the amount they have saved in case […]
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Frugal Gifts for Graduates
Graduation season is just around the corner! Between college graduations in May and High School graduations in June, changes are you know someone who is about to don a cap and gown and throw a graduation party. If you are getting inundated with graduation announcements and are at a loss for what to get for […]
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Is Your paycheck Bigger Thanks to the New Tax Bill?
American workers might be seeing a bit of a bump in their take-home pay, thanks to the new tax bill that President Trump signed into law in December of 2017. The U.S. Department of Treasury and the Internal Revenue Service estimate that under the new tax bill, 90 percent of wage earners will see an increase […]
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Consumer Education Services Inc. CEO Will Speak at LendIt Fintech USA 2018
Raleigh, NC. April 3, 2018 –Consumer Education Services Inc. (CESI) announced today that CEO Michael Croxson will be a speaker covering Financial Inclusion at the upcoming LendIt Fintech USA 2018 conference April 9-11 in San Francisco. The LendIt Fintech conference is the world’s leading event in financial services innovation, and features more than 5,000 attendees, […]
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5 Ways to Make Tax Preparation Easier Next Year
Is there a way to make tax preparation easier? Americans hate filing their taxes so much that 28 percent of them would rather go without their cellphone for a week than complete the annual task, according to one survey. Another 27 percent say it would be easier to locate all of the constellations in the […]
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College Students and Credit Cards – Good and Bad News For Parents
College students are racking up student loan debt at record levels, but, when it comes to college students and credit cards, it turns out they are pretty cautious spenders. That’s the good news! A Sallie Mae report found that nearly two-thirds of college students pay their credit card balance in full each month and 26 […]
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Spring Cleaning For Your Finances Infographic
As the long cold days of Winter finally wrap up, we all anticipate the long-awaited spring weather! Spring is a time for new beginnings, fresh starts and cleaning up the things we haven’t paid attention to in awhile (like our lawns, flower beds and garages.) If you are like most people, Spring is a time […]