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6 Simple Ways to Cut Your Easter Budget
Looking to cut your Easter Budget? Frilly Easter dresses. Chocolate bunnies. Hams. Easter lilies. Americans spent an estimated $17.3 billion on Easter last year, according to the National Retail Federation – or $146 per person. In fact, Easter spending shot up to its highest level in 13 years in 2016, according to the group, the […]
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How to Pay For Medical Bills
Anything that requires medical treatment can be stressful. If you add in the stress of the financial burden that medical bills can take, it can become a bit overwhelming. You do not have to panic about how to pay for medical bills. Whether you have medical insurance or if you are paying on your own, […]
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Is My Child Ready For a Mobile Phone?
Mobile phones are everywhere in these days. Adults use them on the street, at the mall, in the workplace, at home, and almost anywhere else imaginable. Many children and teenagers also use mobile phones. How do parents decide? Is my child ready for a mobile phone? Parents are often unsure at what age they should […]
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8 Ways To Have Affordable Family Spring Break Fun
Beach vacations. Tropical destinations. Long weekends. Spring break often means big bucks for plenty of families. Spending tops $1 billion, according to one report, and that’s just for college spring breakers partying in locations in Florida and Texas. That tally doesn’t include the countless families, faced with a week off of school and questions […]
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Five Signs it Might be the Right Time to Ditch Your Car
There’s a movement growing in many of America’s cities today. Young people especially are asking whether it truly makes sense to own a vehicle. The costs of vehicle ownership are high. Between car payments, insurance costs, gas, taxes, and maintenance, you can end up paying $10,000 or more per year just to own a car. […]
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Bankruptcy Filings Drop in 2016
The American Bankruptcy Institute had some good news to share early this year: In 2016, the total number of bankruptcy filings dropped 6 percent when compared to 2015. Commercial filings did rise – by 26 percent, according to the nonpartisan group that’s dedicated to research and issues related to bankruptcies. But, overall, there are plenty […]
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How to Save Money on Baby Necessities
Babies bring joy and wonder to our lives. They can also cause families to overspend and go into debt. According to a recent BabyCenter survey, parents will spend an estimated $10,000 on their little bundles of joy in the first year. There are a few costs you won’t be able to change–like doctor co-pays–but there […]
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Simple Savings Tips For America Saves Week 2017
By Tammy G. Bruzon, America Saves America Saves Week (February 27 – March 4, 2017) is an annual opportunity for individuals to assess their savings and take financial action. Each year, we encourage savers – or potential savers – just like you to set a goal, make a plan, and save automatically. This America Saves […]
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8 Ways To Get Warm Without Turning Up The Heat
Are you feeling the cold inside your own home this winter? If so, that may be because you’re holding back on turning up the heat to save money. It’s true that heat can become costly, but if your rooms are under-heated, you’ll need other ways to keep warm and, fortunately, there are plenty to choose […]
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Pay Yourself First
Why this strategy might be the best way to boost savings Remember that old infomercial for an at-home rotisserie grill? Ron Popeil, infomercial king, demonstrated how to prepare the chickens. Once he placed them in the grill, he asked the audience what to do next. “Set it and forget it,” they shouted. Saving for your […]