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  • Deferred-interest Credit Cards – Too Good To Be True?

    Big risks possible with ‘deferred interest’ credit cards The next time you’re offered a “great deal” on a credit card that puts off interest payments until months or years later, it might be best to just walk away. Popular at mall shops, appliance and furniture stores and big box retailers, these deferred interest credit cards […]

    February 15, 2017
  • Money Management For Seniors: How To Help An Aging Loved One

    Here are the best ways to help aging loved ones navitage the tricky world of money management well into their golden years.

    February 13, 2017
  • Budget-Friendly Spa Treatments at Home

    You don’t need the spa to relax on a budget.  A day at the spa might sound lovely. But, with treatments ranging anywhere from $30 to $200 or more, the luxury is out of the question for most Americans. The good news is that booking an appointment at some high-end establishment isn’t the only way […]

    February 6, 2017
  • Produce Deals: Researchers Have Good News for Bargain Shoppers

    About 20 percent of the average American’s annual grocery bill goes toward fresh vegetables and fruit, according to The Food Institute’s Demographics of Consumer Food Spending. And, for good reason. The federal government’s MyPlate, a reminder for healthy eating, recommends we eat as much as two cups of fruit and three cups of vegetables a […]

    February 1, 2017
  • 3 Details You Should Know For Tax Season 2017

    Today’s guest post is written by Tammy G. Bruzon. Tammy works for America Saves, managed by the nonprofit Consumer Federation of America (CFA), which seeks to motivate, encourage, and support low- to moderate-income households to save money, reduce debt, and build wealth. Learn more at AmericaSaves.org. Tax season can be an exciting time for savers. This year, […]

    January 30, 2017
  • Housing – Still in Recovery

    Nine years after the housing bust, near retirees still hurting If you’re close to retirement and still feel like you’re recovering from the housing bust, you’re not alone. A recent report from the Center for Retirement Research shows that nearly 40 percent of all households ages 55 and over have not paid off their mortgages. […]

    January 25, 2017
  • Exercise on a Budget: Spend Less and Still Have Fun Working Out!

    The prospect of working out when money is tight may be daunting, but it’s possible to exercise on a budget and spend less while still enjoying workouts. Using expensive equipment and buying a gym membership aren’t the only ways to keep fit. You can be trim and healthy without wasting money. No-cost Excercise Equipment You […]

    January 23, 2017
  • Living Debt Free – A CESI Client Story

    We love to hear our client stories! We especially love when those stories lead to the happy ending of living a debt-free life, without the stress that comes with managing debt. We recently connected with one of our clients who is nearing the finish line of completing her Debt Management Plan. We asked her if she […]

    January 18, 2017
  • Just Brown Bag It

    Why bringing, not buying, your lunch is the best money-saving move We all like a little break – especially in the morning as we’re rushing around the house trying to get ready for work and pushing kids out the door for school. And while there might be ways to streamline the morning routine (like making […]

    January 16, 2017
  • Save More Money in the New Year: A Simple Road-map to Guide You

    Next to health and fitness, personal finance goals are some of the most common New Year’s resolutions. Many people start a new year with a resolve to “save more money.” However, like most resolutions, the goal to save more money often gets put off until it is forgotten altogether. There are, however, several simple ways […]

    January 11, 2017
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