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Basic IRA Facts to Know
Whether you have a retirement plan through your employer or not, an IRA can be a great way to boost your savings. Before you rush out to open one…
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How to Help a Friend Who Is Struggling Financially
Sometimes it’s hard to know exactly how to help a friend who is struggling financially. Here are ways you can ease a friend’s financial burden.
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School’s Almost Out: Tips for Covering Summer Expenses
Most kids can’t wait until that last bell rings, signaling summer vacation. Working parents, however, often look to that same day with dread as they add up the total cost of Summer expenses on their wallets. Vacations, camps, activities, pool time. Together, those Summer expenses conspire to have a huge impact on a family’s budget. […]
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Don’t Break the Bank Buying Cleaning Products
Looking to save money on homemade cleaning products? According to the U.S. Bureau of Labor Statistics, the average American homeowner spends about $725 a year on housekeeping supplies, including laundry detergent, cleaning supplies, toilet paper and other necessities. The average renter shells out about $403. Household cleaning products and cleansers can cost a lot of […]
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Protecting Your Kids From Identity Theft
Knowing how to protect your kids from identity theft is crucial information to know to safeguard their futures. If their identities are stolen when they are children, it can cause them problems in the future when they apply for jobs, for college, or for credit; (an apartment, home or car.) How are child identities stolen? […]
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How to Motivate Yourself to Get Out of Debt
The first step to get out of debt is motivating yourself to take action. It’s easy to let yourself feel overwhelmed with guilt while bills continue to arrive in the mail. At CESI, we find the following steps helpful in building your motivation to get out of debt: Know That You are Not Alone Whether […]
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Having Fun While on a Budget: 19 Ideas to Try Today
You might think that you have to spend a lot of money to enjoy things in life, but that isn’t always the case. Here are some options for you to try, today!
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10 Easy Ways to Save Money on Everyday Living Expenses
We all like to save money whenever we can right? If you look closely, there are probably everyday ways to cut costs and save money on a weekly or monthly basis. A little bit of savings can add up to a lot over the long haul! Here are 10 easy ways to save money on everyday […]
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How a Credit Counselor Can Help You
Credit counselors do more than help you with debt. From putting together a budget to planning future, find out how a counselor can help you.