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What’s the Deal with Credit Boosting Products?
Are you a target? If you’re on a list that targets people with credit challenges then you’ve likely been pitched products that are promising to boost your credit score. The ads read: How to Improve Your Credit Score 100 points in 30 days! Raise your FICO score instantly and buy a home next week! Raise […]
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Readjusting Financial Goals During Covid-19
Here are some words and phrases being used frequently these days: “new normal”, “unprecedented” “like we’ve never seen before”, “in these uncertain times” and “uncharted territory”. None of us has ever lived through a global pandemic but we are learning how to adjust and shift with the times, but are we including our financial goals? […]
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3 Ways to Improve Credit
Part of getting your financial life back on track is raising your credit score. Follow these tips to improve credit and start your financial life anew.
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5 Reasons to Check Your Credit Report
Do you check your credit report? Your score might be the furthest thing from your mind while you’re going about your day-to-day. But, in reality, it could guide a lot of what you do daily. Banks and credit card companies use the all-important number to determine your creditworthiness. Potential landlords look at it. Even future […]
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Ready to Buy a Car? Check Your Credit Score First
Need a reason to check your credit score? A new study from WalletHub finds that buyers who have “fair” credit will end up spending about five times more to finance a new vehicle than somebody with excellent credit. The study, part of WalletHub’s third quarter auto financing report, estimates that not having a top credit […]
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Have You Checked Your Credit Score Lately?
New credit score changes give some a boost, others a setback Big changes to the way your credit score is calculated are good news for some people – and not so great news for others. It gets complicated, but here’s the skinny: VantageScore, a credit scoring system that is used by the three major credit […]
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How to Understand Your Credit Score
Did you know you have not one credit score, but multiple scores? We outline all that you need to know about maintaining a healthy credit score here.
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Credit Report Dispute – A How To Guide
Credit Report errors are not uncommon. In fact, A 2013 Federal Trade Commission study found 1 in 5 consumers have errors on their reports. Those odds should make any of us want to check our reports to see if credit report dispute is needed. While you can’t stop errors from being made, credit report dispute […]
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Nonprofit Credit Counseling: Why Your Credit Report Matters
Should you care about your credit report? The answer is yes, as it affects many areas of your life…
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Debt Consolidation, Debt Management Plan, or Bankruptcy? What You Need to Know
Many people in debt may believe bankruptcy is their only solution. But there are other options. Here’s what you need to know.