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Tag: credit score

  • Tired of overdraft fees? Sign up now for this free fee-blocking app

    Banks make big bucks from overdraft fees — more than $11.6 billion in 2019 alone, according to one study from the Center for Responsible Lending. And those fees, which are charged to customers when they spend more than they have in their bank account, can add up quickly. A single overdraft fee, which hovers around […]

  • Readjusting Financial Goals During Covid-19

    Here are some words and phrases being used frequently these days: “new normal”, “unprecedented” “like we’ve never seen before”, “in these uncertain times” and “uncharted territory”. None of us has ever lived through a global pandemic but we are learning how to adjust and shift with the times, but are we including our financial goals? […]

  • 3 Ways to Improve Credit

    Part of getting your financial life back on track is raising your credit score. Follow these tips to improve credit and start your financial life anew.

  • Credit During Covid-19

    With all the daily details we have to pay attention to, we really don’t need one more thing to keep track of, but have you thought about your credit during Covid-19? I know—it’s been five months since the initial sheltering in place order and we’re still in the middle of a pandemic that seems never-ending—but […]

  • The Fastlane to Car Ownership

    Welcome to this week’s edition of the Young Adults Perspective series. In our last piece, we discussed some key things you needed to learn before working in the gig economy. As a part of that piece, we wrote about using your personal vehicle for work. We realize that, for some of you, this might not […]

  • 5 Reasons to Check Your Credit Report

    Do you check your credit report? Your score might be the furthest thing from your mind while you’re going about your day-to-day. But, in reality, it could guide a lot of what you do daily. Banks and credit card companies use the all-important number to determine your creditworthiness. Potential landlords look at it. Even future […]

  • Debt Consolidation: Will it Hurt Your Credit?

    Your debt is starting to feel unmanageable. You can’t continue to juggle minimum payments and carry balances that don’t seem to go down. Something has to give. If you’re researching options for debt relief, you’ll likely come across two popular terms: Debt Management Plan and Debt Consolidation Loan. How do they work? How will they […]

  • Ready to Buy a Car? Check Your Credit Score First

    Need a reason to check your credit score? A new study from WalletHub finds that buyers who have “fair” credit will end up spending about five times more to finance a new vehicle than somebody with excellent credit. The study, part of WalletHub’s third quarter auto financing report, estimates that not having a top credit […]

  • How to Understand Your Credit Score

    Did you know you have not one credit score, but multiple scores? We outline all that you need to know about maintaining a healthy credit score here.

  • Credit Report Dispute – A How To Guide

    Credit Report errors are not uncommon. In fact, A 2013 Federal Trade Commission study found 1 in 5 consumers have errors on their reports. Those odds should make any of us want to check our reports to see if credit report dispute is needed. While you can’t stop errors from being made, credit report dispute […]

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