-
Tired of overdraft fees? Sign up now for this free fee-blocking app
Banks make big bucks from overdraft fees — more than $11.6 billion in 2019 alone, according to one study from the Center for Responsible Lending. And those fees, which are charged to customers when they spend more than they have in their bank account, can add up quickly. A single overdraft fee, which hovers around […]
-
How to Get Your Credit Card Debt Under Control During COVID
Racked up credit card debt during COVID? Here’s what to do now If your credit card debt grew out of control during the pandemic, you’re hardly alone. Some 51% of U.S. adults with credit card debt added to it during COVID, according to a new survey from CredtCards.com. And nearly half of those people blame […]
-
Good and Bad Debt: Understanding the Difference
When you’re considering borrowing cash, there’s a lot to think about. You may have a lot of questions, but let us at CESI Solutions help guide you.
-
Why A Debt Consolidation Loan May Not Be the Best Answer
When you’re in debt, a debt consolidation loan can seem like the best solution, but it could create more problems than it solves.
-
Why It’s Important to Make More Than The Minimum Payment
Paying the minimum on your credit card each month may seem tempting because the minimum is usually a small amount. This isn’t a good idea.
-
Understanding How Payday Loans Work
People who are having trouble paying bills sometimes turn to payday loans to get the cash they need, but these loans are very costly.
-
Debt Reduction Program Helps Consumers Struggling with Debt
Despite low unemployment numbers and a strong economy in recent years, many Americans continue to struggle with their personal finances. Alarmingly, delinquency rates are rising and total outstanding credit card debt is at an all-time high. The non-profit credit counseling industry has been a trusted resource for struggling consumers for many years, offering budgeting assistance, […]
-
8 Signs You Need Help Managing Debt Infographic
It may be tempting to think ignorance is bliss when it comes to debt. Debt makes us uncomfortable and it can cause us to feel out of control. Ignoring debt and thinking it will take care of itself is rarely a solution that works. If you feel the nagging sense that you may be in […]
-
5 Ways to Spring Clean Your Finances
Flowers are beginning to bloom. The sun is starting to peek out behind the gray winter clouds. And our thoughts are turning to spring, a time for new beginnings—and maybe dusting those cobwebs that have lingered in the corner of your bedroom for far too long. But as you contemplate a spring cleaning of your […]
-
How to Budget When Paychecks Fluctuate
It’s possible to know how to budget even when you don’t know what you’ll get paid this week or next. Here’s what to do when your income varies…