Tag: get out of debt

  • What’s the Difference Between Debt Settlement and Debt Management?

    If you are struggling with debt you may be wondering: what’s the difference between debt settlement and debt management to pay off debt? On the surface they may seem similar, but in reality,they’re very different. Understanding Your Debt Relief Options There are a lot of options out there when looking for debt relief. Debt settlement, debt management […]

  • 6 Tips to Address Financial Stress

    Americans are increasingly stressed, and a primary cause of that stress is likely no surprise to many of us. A 2018 survey by Northwestern Mutual found that financial stress was the primary source of stress for 44% of those surveyed. And with all of the turmoil of 2020 and the COVID-19 pandemic, it’s likely that those […]

  • Why A Debt Consolidation Loan May Not Be the Best Answer

    When you’re in debt, a debt consolidation loan can seem like the best solution, but it could create more problems than it solves.

  • Have a Debt Free New Year

    We might be saying so long to an old year soon, but many Americans won’t be starting the new year with a clean slate. They face months – and years – of credit card bills for purchases made this year and earlier. According to a recent article,  the average credit card debt for households with […]

  • Money Saving Tips Infographic

    Are you looking for simple money saving tips? The folks at CESI get how hard it is to save your cash, so we put our heads together and came up with our best tips for saving. Following even a few of these tips will help get you started on the right track in no time. […]

  • Ready to Get Out of Debt?

    Looking for Debt Relief? Most Americans are eager to get out of debt because they have some kind of debt – a mortgage on the house, car payments, student loans and, of course, the kind that can quickly get out of hand – credit card debt. Let’s just consider credit card debt on its own. […]

  • Living Debt Free – A CESI Client Story

    We love to hear our client stories! We especially love when those stories lead to the happy ending of living a debt-free life, without the stress that comes with managing debt. We recently connected with one of our clients who is nearing the finish line of completing her Debt Management Plan. We asked her if she […]

  • Don’t Let Holiday Debt Get You Down: How to Get Back on Track

    Did you spend more than you planned this holiday season? Don’t stress — follow these tips to get back on track.

  • How to Choose a Debt Management Program

    If you’re ready to get rid of debt, find out what to look for when picking a debt management program.

  • Life After Foreclosure: Five Hacks to Get Back on Track

    There’s good news on life after foreclosures. The total number of filings reached about 1.1 million in 2015, down 3 percent from 2014 and a whopping 62 percent from 2010. While the declining numbers paint a rosier picture of the nation’s economy, foreclosures, no matter the number, take a toll on wallets, of course, but […]