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5 Warning Signs That You Are Spending Too Much
Are you spending too much? Maybe you’ve missed a few bills or you’re living, mostly, paycheck to paycheck. Or, perhaps you just have this underlying feeling of guilt whenever you splurge on something at the mall. Whatever it is, before your financial health completely comes undone, there usually are warning signs that something isn’t quite […]
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5 Reasons to Check Your Credit Report
Do you check your credit report? Your score might be the furthest thing from your mind while you’re going about your day-to-day. But, in reality, it could guide a lot of what you do daily. Banks and credit card companies use the all-important number to determine your creditworthiness. Potential landlords look at it. Even future […]
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Overwhelming Child Care Costs? Consider a Dependent Care FSA
From diapers to college, raising a child is expensive. And for parents of younger kids, overwhelming child care costs can truly eat up their budget. According to Care.com’s annual Cost of Care Survey, 32 percent of families say they spend 20 percent or more of their annual household income on child care. The average weekly […]
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Are You Being Impacted By The Government Shutdown?
Are you or someone you loved being impacted by the Federal Government Shutdown? The majority of American households do not have a rainy day fund to cover basics. According to the Federal Reserve Board, and research shows that 40 percent of American households can’t cover a $400 emergency expense. Simply put, a missed paycheck can wreak […]
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Get Healthy on a Budget in The New Year
It’s the New Year and that means it’s time to set new goals. Did you set a fitness goal for yourself this year?
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Do You Need Life Insurance?
More than half of Americans (54 percent) have life insurance, according to a 2017 survey, but nearly one in three say they need more. What’s holding them back? Knowledge and finances. According to Life 2017, a survey released by LIMRA, an international research group, 4 in 10 consumers say they have no life insurance because […]
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Financial Goals: What’s Smart, What’s Not
Setting financial goals is a skill. Believe it or not, it can be done incorrectly. To most, this is surprising news, since we tend to think about goals as things we want, and it takes no skill to simply want something. Goal-setting is part of establishing a budget, so you want to know you’re doing […]
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Employee Perks: Are You Taking Advantage of Them?
With an unemployment rate below 4 percent, U.S. employers are boosting their efforts to keep their current employees on the job, and that includes offering more employee perks and benefits. From company gyms to college scholarships, businesses are doing what they can to retain and recruit strong employees. Indeed, according to the Society for Human […]
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How to Budget When Paychecks Fluctuate
It’s possible to know how to budget even when you don’t know what you’ll get paid this week or next. Here’s what to do when your income varies…
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The Best Financial Advice for Families Looking Toward the Future
By Guest Contributor: Sara Bailey: thewidow.net Having children brings on many new responsibilities, not the least of which is ensuring financial security for your whole family. It’s important to look at both the present and the future. Here’s some important financial advice for families to help you make responsible choices for you and […]