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Get the Party Started: Save on Kids’ Birthday Parties
If you have children, it seems to happen nearly every year as your child’s birthday approaches – the requests for an amazing birthday party. Birthday parties are expensive, and if you have a tight household budget, birthday parties may seem impossible to pull off. When you consider venue, food, goody bags, cake, and presents, it’s […]
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Stop Paying ATM Fees
It happens to all of us. You stop at the sandwich shop for a quick bite and learn it’s cash only. Or you’re on vacation and you realize you’ll need some actual dollar bills to get that ice cream sandwich that your child is clamoring for from the beach vendor. So, you rush to the […]
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Save Money on Childcare with a Babysitting Co-Op
We all love our kids, but let’s face it, parents need time away from their kids to run errands, manage appointments, pursue hobbies or have an occasional date-night. So, time away is a good thing for parents, but what about the high cost of reliable and safe childcare? Babysitters aren’t easily affordable in every family […]
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Tips to Save on Back To School Essentials
Parents with kids in grade school through high school will shell out an average of $684 to prepare for the 2018-19 back to school – the third highest total since the National Retail Federation has been tracking the amount in its annual back-to-school survey. Shoppers, according to the survey, plan to spend the most on […]
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Credit Cards and College Students
It’s seen as normal to carry debt in society today – everyone has debt, especially credit card debt. But what about credit cards and college students? Are young adults ready to handle the burden of credit card debt? A recent study reports that one in four college students leaves with more than $5,000 in debt, and one […]
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Simple Tips for Dealing with Debt Collection
Hearing from debt collectors and dealing with debt collection can be an extremely stressful experience. Debt collection agencies use a variety of strategies to collect what they believe is owed to them. We understand that the tactics they use can be confusing and many are designed to confuse you into doing things you’re not actually […]
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5 Ways to Trick Yourself Into Saving Money
Saving money can feel difficult and sometimes even impossible. Many of us have admirable goals of getting out of debt and building our savings accounts, yet we struggle to make substantial progress. If you are determined to change your financial habits and save money every month, we’ve gathered a few tips to trick yourself into […]
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Money Saving Tips to Protect Your Clothing
The average American spends about $150 a month – a total of $1,800 a year – on apparel, according to the U.S. Bureau of Labor Statistics. It might seem like a lot of money, but once you factor in that suit for an all-important job interview, the new wardrobe your fast-growing toddler requires every few […]
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CESI and EARN Team Up to Upgrade Debt Management
Consumer Education Services, Inc. (CESI) is pleased to announce a ground-breaking new product, Debt Management Plan (DMP) Plus. The DMP Plus will give consumers the power to enhance their economic security on two fronts: Through eliminating crippling unsecured debt while building real savings. CESI is able to offer the DMP Plus product through a unique […]